Sold
3620 Katherine Lane 1, St. Joseph, MI 49085
Sold on 02/20/2026 for$435,000
MLS # 25049527 (Michigan Regional Information Center (MichRIC))
2 beds3 baths1,720 sqftBuilt 20250 acres
1 / 29
Listing Description
Welcome home to luxurious maintenance free living in Southwest Michigan. This brand new 55+ adult community, designed by Fenner Homes, is located in the heart of Lake Michigan's beach and wine country. This spacious home offers 2 bedrooms, 3 baths, a 2 car attached garage and over 1700 SF of elegant living space. The main level floor plan features a beautiful kitchen with quartz countertops, center island and complimentary cabinet finishes. Move seamlessly into the living room which is sure to be a comfortable space to entertain friends and family or unwind from a busy day. It boasts a gas fireplace, vaulted ceilings and easy access to the covered porch and backyard. Also featured on the main level is the spacious primary suite, complete with stunning bath, walk-in closet and main level laundry. Venture upstairs and discover 1 additional bedroom and a full bath. You'll relish your time on the covered back porch where you can unwind and enjoy the peaceful backdrop of nature. Located
Source: SparkMLS
About this home
2-bedroom, 3-bath, 1,720 sq ft home in Royalton Township in St. Joseph built in 2025.
This home sold for $435,000 (about $253/sq ft).
Annual property taxes run approximately $2,500 ($208/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms3
Living Area1,720 sqft
Year Built2025
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionStone, Vinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed9/25/2025
Sold Date2/19/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$360 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$2,500
Tax Year2025
Assessed Value$1,593
Parcel #11-17-4700-0001-00-0
Source: SparkMLS
Legal Description
SPLIT/COMBINED ON 1/24/2025 FROM 17-0007-0004-10-0, 17-0007-0017-13-0; UNIT 1 MAIDEN VILLAS CONDOMINIUM LIBER 315 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by The Jardine Group
@properties Christie's International R.E.
Frequently Asked Questions about 3620 Katherine Lane 1, St. Joseph, MI 49085
What school district is 3620 Katherine Lane 1, St. Joseph, MI 49085 in?
Per MLS# 25049527, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25049527, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25049527, the most recent reported annual property tax for 3620 Katherine Lane 1, St. Joseph, MI 49085 is $2,500 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3620 Katherine Lane 1, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 3620 Katherine Lane 1, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3620 Katherine Lane 1, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3620 Katherine Lane 1, St. Joseph, MI 49085?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3620 Katherine Lane 1, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,181
Principal & interest$2,821
HOA$360
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsAT&TDSL
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3620 Katherine Lane 1, St. Joseph, MI 49085
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Municipality
Royalton Township
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