For Sale
3635 Katherine Lane 42, St. Joseph, MI 49085
$480,000
MLS # 26024557 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,742 sqftBuilt 20260 acres
1 / 33
Listing Description
Welcome home to Maiden Villas - a luxurious 55+ adult community offering maintenance-free living in Southwest Michigan. This spacious FENNER HOMES design offers 2 bedrooms, 2 full baths, a 2 car attached garage and 1742 SF of luxurious living space. The main level floor plan features a beautiful kitchen with quartz countertops and center island complimenting the generously appointed cabinetry. The living room, with gas fireplace and vaulted ceilings, is sure to be a hit for entertaining friends and family. Also featured on the main level is the spacious primary suite, complete with stunning bath, walk-in closet and main level laundry. The main level includes one additional bedroom and a beautiful 4 season sitting room filled with abundant natural light. Step outside to the patio and enjoy the fresh air and morning sunrise while enjoying your favorite book and morning coffee. Located near the major SW Michigan corridor, including I-94, US 31, and I-196, this location provides easy
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,742 sq ft home built in 2026 sits in Royalton Township in St. Joseph.
Currently offered at $480,000 (about $276/sq ft).
Property tax estimate: $2,500 per year ($208/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,742 sqft
Year Built2026
Stories1
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPrivate Water
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/23/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$360 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$2,500
Tax Year2025
Assessed Value$1,593
Parcel #11-17-4700-0042-00-0
Source: SparkMLS
Legal Description
SPLIT/COMBINED ON 1/24/2025 FROM 17-0007-0004-10-0, 17-0007-0017-13-0; UNIT 42 MAIDEN VILLAS CONDOMINIUM LIBER 315 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David Jardine
@properties Christie's International R.E.
Frequently Asked Questions about 3635 Katherine Lane 42, St. Joseph, MI 49085
What school district is 3635 Katherine Lane 42, St. Joseph, MI 49085 in?
Per MLS# 26024557, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26024557, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024557, the most recent reported annual property tax for 3635 Katherine Lane 42, St. Joseph, MI 49085 is $2,500 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3635 Katherine Lane 42, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3635 Katherine Lane 42, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,473
Principal & interest$3,113
HOA$360
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3635 Katherine Lane 42, St. Joseph, MI 49085
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Municipality
Royalton Township
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