For Sale
3794 Derry Drive, St. Joseph, MI 49085
$559,900
MLS # 26026955 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,248 sqftBuilt 20070.34 acres
1 / 51
Listing Description
Move-in ready this beautiful 4-bedroom, 2.5-bath home offers the perfect blend of style, space, and functionality. Hardwood flooring flows throughout most of the main level, where an open-concept layout creates an inviting atmosphere. The spacious kitchen includes granite countertops, stainless steel appliances, and plenty of workspace. An additional flex room on the main floor is ideal for a home office, den, or playroom. The expansive primary suite add to the home's appeal, while the partially finished basement provides valuable extra space for guests, recreation, or gatherings. Situated on a large lot in a desirable neighborhood, the property features a fully fenced backyard perfect for outdoor enjoyment and a large wood deck, ready for relaxing or entertaining. Built with convenience in mind, this newer construction home also includes a 3-car attached garage and ample storage throughout.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 3,248 sq ft home in Royalton Township in St. Joseph built in 2007.
Currently offered at $559,900 (about $172/sq ft).
Property tax estimate: $5,605 per year ($467/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,248 sqft
Lot Size0.34 acres
Year Built2007
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionBrick, Vinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,605
Tax Year2025
Assessed Value$229,668
Parcel #11-17-1001-0017-00-5
Source: SparkMLS
Legal Description
LOT 17 BEAR LAKE NO 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kelly Arellano Mawhinney
Cressy & Everett Real Estate
Frequently Asked Questions about 3794 Derry Drive, St. Joseph, MI 49085
What school district is 3794 Derry Drive, St. Joseph, MI 49085 in?
Per MLS# 26026955, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26026955, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026955, the most recent reported annual property tax for 3794 Derry Drive, St. Joseph, MI 49085 is $5,605 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3794 Derry Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3794 Derry Drive, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Monthly payment$3,632
Principal & interest$3,632
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3794 Derry Drive, St. Joseph, MI 49085
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Municipality
Royalton Township
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