For Sale
4015 Silver Oaks Drive, St. Joseph, MI 49085
$450,000
MLS # 26026190 (Michigan Regional Information Center (MichRIC))
5 beds4 baths2,930 sqftBuilt 19930.37 acres
1 / 45
Listing Description
Beautiful five-bedroom home in the sought-after St. Joseph Public Schools district, situated on a quiet neighborhood street. The main level features a generous living room and a separate family room with a fireplace. The kitchen boasts a large center island, quartz countertops, stainless steel appliances, and a gas cooktop, with an adjacent dining area that opens to the back deck for easy grilling. Upstairs are four bedrooms, including a primary suite with an en suite bath. The nicely finished basement adds a large recreation room, exercise room, spacious laundry, full bath, and the fifth bedroom. The fenced backyard offers a large deck with a Caldera hot tub and ample space for entertaining. Recent updates include a new roof in 2022, plus a newer refrigerator and dryer.
Source: SparkMLS
About this home
5-bedroom, 4-bath, 2,930 sq ft home in Royalton Township in St. Joseph built in 1993.
Asking $450,000 (about $154/sq ft).
Property tax estimate: $4,139 per year ($345/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area2,930 sqft
Lot Size0.37 acres
Year Built1993
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorBroadband, Garage Door Opener, Wet Bar, Center Island, Pantry
Sale & Financing
Listed5/31/2026
Original Price$480,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,139
Tax Year2026
Assessed Value$174,438
Parcel #11-17-6770-0001-00-6
Source: SparkMLS
Legal Description
LOT 1 ROYALVIEW PARK
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chris Marzke
@properties Christie's International R.E.
Frequently Asked Questions about 4015 Silver Oaks Drive, St. Joseph, MI 49085
What school district is 4015 Silver Oaks Drive, St. Joseph, MI 49085 in?
Per MLS# 26026190, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26026190, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026190, the most recent reported annual property tax for 4015 Silver Oaks Drive, St. Joseph, MI 49085 is $4,139 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4015 Silver Oaks Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4015 Silver Oaks Drive, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,919
Principal & interest$2,919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4015 Silver Oaks Drive, St. Joseph, MI 49085
View full property history →
Municipality
Royalton Township
View all listings →
Get email alerts for new listings near 4015 Silver Oaks Drive
We'll notify you when something hits the market in Royalton Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.