Sold
4170 Courtney Street, St. Joseph, MI 49085
Sold on 05/29/2026 for$374,900
MLS # 26007938 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,124 sqftBuilt 19980.5 acres
1 / 43
Listing Description
This beautiful home offers four spacious bedrooms and two-and-a-half well-appointed baths set on a generous half-acre lot within the coveted St. Joseph Public Schools district. A brand-new furnace (Installed '26), kitchen / garage appliances (new '23/'24), washer & dryer (new '25), roof (new '23) pairs with gleaming hardwood flooring (New '23) throughout the main level to create a truly move-in-ready environment. Bright, open living and dining areas flow easily into a sunny kitchen that overlooks the expansive backyard--ideal for everyday living and entertaining alike. The private primary suite features an en-suite bath and walk-in closet, while an attached garage and extended driveway provide abundant parking and storage.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,124 sq ft home in Royalton Township in St. Joseph built in 1998.
Final sale price: $374,900 (about $177/sq ft).
Estimated annual property tax: $3,755, or about $313 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,124 sqft
Lot Size0.5 acres
Year Built1998
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesCable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/3/2026
Sold Date5/28/2026
Original Price$399,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,755
Tax Year2024
Assessed Value$132,395
Parcel #11-17-6000-0016-00-8
Source: SparkMLS
Legal Description
LOT 16 REGAL ESTATES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David E Shepherd
RE/MAX by the Lake
Frequently Asked Questions about 4170 Courtney Street, St. Joseph, MI 49085
What school district is 4170 Courtney Street, St. Joseph, MI 49085 in?
Per MLS# 26007938, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26007938, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26007938, the most recent reported annual property tax for 4170 Courtney Street, St. Joseph, MI 49085 is $3,755 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4170 Courtney Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4170 Courtney Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,458
Principal & interest$2,458
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4170 Courtney Street, St. Joseph, MI 49085
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Municipality
Royalton Township
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