For Sale
4178 S Royal Curve, St. Joseph, MI 49085
$550,000
MLS # 26025806 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,118 sqftBuilt 20070.35 acres
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Listing Description
Beautifully maintained 4-bedroom, 2.5-bath home featuring a desirable main-floor primary suite and an exceptional blend of comfort, style, and outdoor living. A welcoming front porch, charming koi pond, and manicured landscaping create outstanding curb appeal. Inside, you'll find a light-filled floor plan with soaring ceilings, a dramatic two-story living room, formal dining room, and spacious kitchen offering abundant cabinetry, solid surface countertops, stainless steel appliances, pantry and breakfast bar. The main-floor primary suite features a generous bedroom, walk-in closet, dual vanities, whirlpool tub, and separate shower. A convenient main-floor laundry and mudroom add everyday functionality. Upstairs offers three additional bedrooms and a full bath, providing plenty of space for family and guests. Step outside to your own private backyard retreat. Brand-new in 2025, the Trex deck, lap pool, hot tub, and expansive Unilock paver patio create the
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,118 sq ft home built in 2007 sits in Royalton Township in St. Joseph.
Listed at $550,000 (about $260/sq ft).
Annual property taxes run approximately $4,780 ($398/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,118 sqft
Lot Size0.35 acres
Year Built2007
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Full
Garage3 spaces
HeatingForced Air, Other
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Hot Tub Spa, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,780
Tax Year2025
Assessed Value$237,400
Parcel #111767650014004
Source: SparkMLS
Legal Description
LOT 14 ROYAL CIRCLE SUBDIVISION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michele Kaiser
@properties Christie's International R.E.
Frequently Asked Questions about 4178 S Royal Curve, St. Joseph, MI 49085
What school district is 4178 S Royal Curve, St. Joseph, MI 49085 in?
Per MLS# 26025806, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26025806, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025806, the most recent reported annual property tax for 4178 S Royal Curve, St. Joseph, MI 49085 is $4,780 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4178 S Royal Curve, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4178 S Royal Curve, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Monthly payment$3,567
Principal & interest$3,567
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4178 S Royal Curve, St. Joseph, MI 49085
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Municipality
Royalton Township
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