For Sale
429 Edgewater, Algonac, MI 48001
$560,000
MLS # 20261003646 (Realcomp)
5 beds2 baths2,304 sqftBuilt 19200.3 acres
1 / 38
Listing Description
Priced to Sell. This Estate is located on a dead end Street, North Channel/Lake Saint Clair Waterfront, This Home offers 5 Bedrooms, 2 Full Bathrooms, a Detached 2.5 Car Garage with Electricity, Garage Door Opener and Side Door Entry. Cement Driveway is wide enough for 6 to 7 Vehicles. ***FEMA Letter of Map Amendment Determination Document, Flood Zone X, No Flood Insurance Required. Plenty of water views from the many windows in the Home and the Stamped Concrete Patio and Walkways. Large Backyard with 61 Foot of Seawall. Extensive Wooden Deck and Pier for Water Access. The Open Floor Plan gives you Water Views from the Family Room, Kitchen, Dining room, Great room (with a Wood Burning Fireplace) and the Sitting/Sunroom. Walking distance to the Board Walk, Harbor Club and the many other Venues Algonac has to offer. Hunting, Fishing and Loving Every day in this Amazing Community. Minutes from the Harsens Island Ferry and the Walpole Island Ferry. Every day is a Vacation in this Golf Cart Friendly Community. Algonac has Multiple boat Launches and Many Events along the Waterfront to include Outdoor Concerts. Algonac has 5 Parks, almost 17 Acres of Open Recreation to include gazebos, splash parks, playgrounds and a New Built in Pool. Existing Appliances Included: Refrigerator, Gas Oven Range, Dishwasher, Microwave, Washer and Dryer. New Roof October 2023.
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 2,304 sq ft home built in 1920 sits in Clay Township in Algonac.
Currently offered at $560,000 (about $243/sq ft).
Annual property taxes run approximately $3,939 ($328/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,304 sqft
Lot Size0.3 acres
Year Built1920
Stories2
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingBaseboard, Hot Water
WaterPublic
SewerPublic
InteriorWhirlpool Tub
Sale & Financing
Listed1/17/2026
Original Price$598,000
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$3,939
Parcel #74011350026000
Source: SparkMLS
Legal Description
LOT 785 SUPV ROY T GILBERTS PLAT NO 9 SEC 10 T2N R16E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mary Beth Karash
Kaiser Realty Group LLC
Frequently Asked Questions about 429 Edgewater, Algonac, MI 48001
Which school district serves 429 Edgewater, Algonac, MI 48001?
Per MLS# 20261003646, 429 Edgewater, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261003646, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 429 Edgewater, Algonac, MI 48001?
Per public tax records, annual property taxes for this property are $3,939. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 429 Edgewater, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 429 Edgewater, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 429 Edgewater, Algonac, MI 48001. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 429 Edgewater, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$3,632
Principal & interest$3,632
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
429 Edgewater, Algonac, MI 48001
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Municipality
Clay Township
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