Under Contract
4292 S Royal Curv, St. Joseph, MI 49085
$695,000
MLS # 26025758 (Michigan Regional Information Center (MichRIC))
6 beds5 baths3,226 sqftBuilt 20040.47 acres
1 / 78
Listing Description
Are you ready for a lifestyle upgrade? This home has all you need--outdoor playground includes huge pool (with fountains), hot tub, fish pond, outdoor kitchen with beverage fridge, fire pit, surround sound speakers, tv viewing area and outdoor movie screen! For indoor fun, rec area with pool table, wine alcove, custom bar with full kitchen adjoins the home theater (with side screens for game stats!). Entertaining or hosting friends? You'll love the gourmet kitchen with professional appliances, formal dining room and 2 seperate laundry areas. Space? This home boasts main floor bedroom with 4 more upstairs--one an en-suite! If you need more bedrooms a basement office (home has 2 offices) converts to a bedroom. Large family? entertaining? Terrific air bnb opportunity? Or just working from home and never want to leave your property This is the place--come see it before its gone!
Source: SparkMLS
About this home
This 6-bedroom, 5-bath, 3,226 sq ft home built in 2004 sits in Royalton Township in St. Joseph.
Listed at $695,000 (about $215/sq ft).
Annual property taxes run approximately $5,014 ($418/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms5
Living Area3,226 sqft
Lot Size0.47 acres
Year Built2004
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Guest Quarters, Hot Tub Spa, Wet Bar, Eat-in Kitchen
Sale & Financing
Listed5/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,014
Tax Year2024
Assessed Value$210,614
Parcel #11-17-6765-0007-00-8
Source: SparkMLS
Legal Description
LOT 7 ROYAL CIRCLE SUBDIVISION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Scott McLauchlin
McLauchlin Realty, Inc.
Frequently Asked Questions about 4292 S Royal Curv, St. Joseph, MI 49085
What school district is 4292 S Royal Curv, St. Joseph, MI 49085 in?
Per MLS# 26025758, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26025758, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025758, the most recent reported annual property tax for 4292 S Royal Curv, St. Joseph, MI 49085 is $5,014 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4292 S Royal Curv, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4292 S Royal Curv, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Monthly payment$4,508
Principal & interest$4,508
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4292 S Royal Curv, St. Joseph, MI 49085
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Municipality
Royalton Township
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