Sold
4380 Russell Street NE, Cedar Springs, MI 49319
Sold on 06/23/2026 for$545,000
MLS # 26026951 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,438 sqftBuilt 197010 acres
1 / 64
Listing Description
Welcome to your own private West Michigan retreat! Nestled on 10 beautiful acres, this well-maintained home offers the perfect combination of country living, modern updates, and incredible outbuilding space. The home has seen numerous recent improvements, including fresh paint throughout much of the interior, updated lighting, LED can lights, new carpeting, refinished hardwood floors, and a beautifully finished lower level that adds approximately 850 square feet of additional living space complete with an entertainment area and laundry space. The kitchen and living areas feel bright and inviting, while the bedrooms have been refreshed with new paint, trim, flooring, and finishes. Outside, you'll appreciate the updated curb appeal with black-painted windows and garage door, new 5-inch black seamless gutters, and all-new front landscaping. A major bonus is the new septic system, a significant investment of approximately $20,000, providing peace of mind for years to come.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,438 sq ft home built in 1970 sits in Algoma Township in Cedar Springs.
Closed at $545,000 (about $224/sq ft).
Annual property taxes run approximately $5,768 ($481/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,438 sqft
Lot Size10 acres
Year Built1970
Stories1
Location
CityCedar Springs
MunicipalityAlgoma Twp
Zip Code49319
CountyKent
School DistrictCedar Springs
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Wet Bar, Center Island
Sale & Financing
Listed6/3/2026
Sold Date6/22/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,768
Tax Year2025
State Equalized Value$222,500
Taxable Value$199,151
Assessed Value$193,916
Parcel #410612326004
Source: Public Records
Legal Description
E 10 A. OF E 2/3 N 3/4 NE 1/4 SW 1/4 * SEC 12 T9N R11W 10.00 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kevin M Irwin, II
Five Star Real Estate (E. Division)
Frequently Asked Questions about 4380 Russell Street NE, Cedar Springs, MI 49319
Which school district serves 4380 Russell Street NE, Cedar Springs, MI 49319?
Per MLS# 26026951, 4380 Russell Street NE, Cedar Springs, MI 49319 is in the Cedar Springs boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Cedar Springs directly to confirm enrollment eligibility.
What financing options are available for 4380 Russell Street NE, Cedar Springs, MI 49319?
Per MLS# 26026951, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4380 Russell Street NE, Cedar Springs, MI 49319?
Per public tax records, annual property taxes for this property are $5,768 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4380 Russell Street NE, Cedar Springs, MI 49319 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4380 Russell Street NE, Cedar Springs, MI 49319 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4380 Russell Street NE, Cedar Springs, MI 49319?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algoma Twp police department or the Kent County sheriff's office.
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Monthly payment$3,567
Principal & interest$3,567
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4380 Russell Street NE, Cedar Springs, MI 49319
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Municipality
Algoma Township
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