For Sale
4410 Laurel Drive, St. Joseph, MI 49085
$399,000
MLS # 26037028 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,122 sqftBuilt 19790.62 acres
1 / 30
Listing Description
This spacious property is nestled on a secluded, over half-acre lot. The home offers exceptional privacy and a picturesque setting, with the rear of the home and expansive deck overlooking a beautiful wooded ravine. Inside, you'll find newer luxury vinyl flooring throughout nearly the entire main level, creating a fresh, modern feel. The functional floor plan features generously sized bedrooms, a large kitchen pantry, and two inviting fireplaces that provide warmth and charm. The partially finished walkout lower level offers additional living space with endless possibilities for a recreation room, home office, or gym while providing easy access to the scenic backyard. Located in the desirable St. Joseph School district, with E.P. Clarke elementary conveniently located at the end of the street. Combining space, privacy, and an outstanding location, this home is a rare opportunity to enjoy peaceful surroundings with the convenience of top-rated schools and nearby amenities.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,122 sq ft home in Royalton Township in St. Joseph built in 1979.
Asking $399,000 (about $128/sq ft).
Property tax estimate: $3,100 per year ($258/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,122 sqft
Lot Size0.62 acres
Year Built1979
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionBrick, Wood Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/17/2026
Original Price$428,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,100
Tax Year2026
Assessed Value$125,261
Parcel #11-17-3100-0015-00-1
Source: SparkMLS
Legal Description
LOT 15 HIDDEN ACRES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 27, 2026
Price changed
$399,000($428,900 → $399,000)-7.0%
Jul 18, 2026
Listed for sale
$428,900
More Homes in Royalton Township
Listed by John R Valenziano
Jaqua REALTORS
Frequently Asked Questions about 4410 Laurel Drive, St. Joseph, MI 49085
What school district is 4410 Laurel Drive, St. Joseph, MI 49085 in?
Per MLS# 26037028, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4410 Laurel Drive, St. Joseph, MI 49085?
Per MLS# 26037028, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26037028, the most recent reported annual property tax for 4410 Laurel Drive, St. Joseph, MI 49085 is $3,100 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4410 Laurel Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4410 Laurel Drive, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,588
Principal & interest$2,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4410 Laurel Drive, St. Joseph, MI 49085
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Municipality
Royalton Township
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