For Sale
4453 Chaparral Road, St. Joseph, MI 49085
$309,900
MLS # 26038180 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,140 sqftBuilt 19660.37 acres
1 / 39
Listing Description
Offered for the first time in decades, this mid-century 4-bedroom, 3-bath raised ranch home presents a rare opportunity in one of St. Joseph's most established neighborhoods "The Ponds". Set among mature trees on a spacious lot, the home features almost 1,600 square feet above grade, a walkout lower level, multiple fireplaces, abundant storage, original architectural details that reflect its era, and a New Roof in 2021. Whether you're looking to preserve its character or bring your own vision to life, the solid construction, generous room sizes, and desirable location provide an exceptional foundation for the next chapter.
Source: SparkMLS
About this home
Located in Royalton Township in St. Joseph, this property offers 4-bedroom, 3-bath, 3,140 sq ft, with original construction dating to 1966.
Asking $309,900 (about $99/sq ft).
Property tax estimate: $2,558 per year ($213/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,140 sqft
Lot Size0.37 acres
Year Built1966
Stories1
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
Sale & Financing
Listed7/23/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$300 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,558
Tax Year2025
Assessed Value$104,914
Parcel #11-17-7450-0007-00-6
Source: SparkMLS
Legal Description
LOT 7 THE PONDS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 24, 2026
Listed for sale
$309,900
More Homes in Royalton Township
Listed by John Zelvis
Coldwell Banker Realty
Frequently Asked Questions about 4453 Chaparral Road, St. Joseph, MI 49085
What school district is 4453 Chaparral Road, St. Joseph, MI 49085 in?
Per MLS# 26038180, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26038180, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26038180, the most recent reported annual property tax for 4453 Chaparral Road, St. Joseph, MI 49085 is $2,558 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4453 Chaparral Road, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4453 Chaparral Road, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,035
Principal & interest$2,010
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4453 Chaparral Road, St. Joseph, MI 49085
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Municipality
Royalton Township
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