Sold
4658 Luther Path, St. Joseph, MI 49085
Sold on 02/17/2026 for$320,000
MLS # 26001725 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,144 sqftBuilt 20107.28 acres
1 / 23
Listing Description
Tucked within the sought-after Heritage Village community, this beautifully maintained 2-bedroom, 2-full-bath condo offers refined, low-maintenance living with everything thoughtfully designed on one level. A spacious primary suite, main-floor laundry, and open, light-filled layout create a home that feels both elegant and effortless. The interior is highlighted by hardwood floors, cathedral ceilings, and a striking stone fireplace, adding warmth and architectural interest to the living space. The full unfinished basement provides exceptional storage or the opportunity to customize additional living space to suit your needs. Step outside to the private back deck, now enhanced with a retractable awning, creating a comfortable outdoor retreat for morning coffee, shaded afternoons, or peaceful evenings at home. A two-car garage adds everyday convenience, while the association handles exterior maintenance, landscaping, and snow removal, allowing you to enjoy a truly
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,144 sq ft home in Royalton Township in St. Joseph built in 2010.
This home sold for $320,000 (about $280/sq ft).
Property tax estimate: $3,150 per year ($263/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,144 sqft
Lot Size7.28 acres
Year Built2010
Stories1
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed1/13/2026
Sold Date2/16/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$800 / Quarterly
IncludesOther, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$3,150
Tax Year2024
Assessed Value$128,000
Parcel #11-17-2805-0018-00-0
Source: SparkMLS
Legal Description
UNIT 18 HERITAGE VILLAGE VILLAS THIRD AMENDMENT LIBER 164 PAGE 104 FORMERLY KNOWN AS LUTHERAN HERITAGE VILLAGE VILLAS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Gretta V and Jamie Lee Group
@properties Christie's International R.E.
Frequently Asked Questions about 4658 Luther Path, St. Joseph, MI 49085
What school district is 4658 Luther Path, St. Joseph, MI 49085 in?
Per MLS# 26001725, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26001725, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26001725, the most recent reported annual property tax for 4658 Luther Path, St. Joseph, MI 49085 is $3,150 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4658 Luther Path, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 4658 Luther Path, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4658 Luther Path, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4658 Luther Path, St. Joseph, MI 49085?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4658 Luther Path, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,343
Principal & interest$2,076
HOA$267
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
75 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4658 Luther Path, St. Joseph, MI 49085
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Municipality
Royalton Township
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