Sold
488 Lathrop Street, Algonac, MI 48001
Sold on 02/03/2026 for$1,220,000
MLS # 50189912 (MiRealSource)
4 beds2 bathsBuilt 20240.19 acres
1 / 86
Listing Description
Welcome to this stunning brand-new waterfront residence offering the ultimate luxury lifestyle! This 4-bedroom, 2.5-bath home is uniquely situated with river frontage at the rear and a sheltered canal at the front—perfect for boating enthusiasts. The canal features a covered boat hoist accommodating up to a 50-ft vessel (20,000 lb. limit), plus a massive drive-through garage designed for easy boat storage and access. The main home boasts a see-through attached garage, full-house generator, and dual-zoned furnaces for comfort and efficiency. Inside, enjoy a modern open layout with sleek cabinetry, state-of-the-art appliances, and a dramatic floating staircase. The living room offers a cozy fireplace, while the primary suite provides its own private fireplace retreat. An elevator ensures effortless access between levels. Outdoor living shines with a custom kitchen featuring granite and stone finishes, grill area with heating, and a fireplace for year-round entertaining. With water on both sides, architectural elegance, and premium amenities, this property is a rare find for the discerning buyer
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 2024 sits in Clay Township in Algonac.
Closed at $1,220,000.
Broadband is available with download speeds up to 1,200 Mbps from 6 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.19 acres
Year Built2024
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionStone
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed9/28/2025
Sold Date2/2/2026
Original Price$1,399,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeremiah Glowski
Berkshire Hathaway HomeServices Kee Realty NB
Frequently Asked Questions about 488 Lathrop Street, Algonac, MI 48001
What school district is 488 Lathrop Street, Algonac, MI 48001 in?
Per MLS# 50189912, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50189912, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 488 Lathrop Street, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 488 Lathrop Street, Algonac, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 488 Lathrop Street, Algonac, MI 48001?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 488 Lathrop Street, Algonac, MI 48001. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$8,425
Principal & interest$8,425
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
488 Lathrop Street, Algonac, MI 48001
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Municipality
Clay Township
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