Under Contract
529 Dunewood, St. Joseph, MI 49085
$769,900
MLS # 26022577 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,201 sqftBuilt 20190.29 acres
1 / 91
Listing Description
Welcome to the beautiful and highly sought-after Edgewater Dunes neighborhood in the City of St. Joseph! Built less than 10 years ago, this 4 bed, 3.5 bath home offers exceptional style, space, and location - moments from Harbor Shores, the SJRYC, Tiscornia and Jean Klock beaches and downtown St. Joseph. Built and designed to impress, this home features include an amazing chef's kitchen, spacious primary suite, screened-in porch, raised back deck, and abundant finished recreational and living space in the basement. Bonus square footage above the garage offers excellent storage today and an opportunity to finish in the future. A rare opportunity in one of St. Joseph's premier neighborhoods, this home is packed with appeal and sure to move quickly!
Source: SparkMLS
About this home
Located in St Joseph in St. Joseph, this property offers 4-bedroom, 4-bath, 3,201 sq ft, with original construction dating to 2019.
Listed at $769,900 (about $241/sq ft).
Annual property taxes run approximately $10,718 ($893/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,201 sqft
Lot Size0.29 acres
Year Built2019
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed5/14/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$10,718
Tax Year2024
Assessed Value$273,517
Parcel #11-76-1915-0089-00-1
Source: SparkMLS
Legal Description
UNIT 89 EDGEWATER DUNES SIXTH AMENDMENT LIBER 122 PAGE 146 SEVENTH AMENDMENT LIBER 122 PAGE 176
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nils Petzke
RE/MAX by the Lake
Frequently Asked Questions about 529 Dunewood, St. Joseph, MI 49085
What school district is 529 Dunewood, St. Joseph, MI 49085 in?
Per MLS# 26022577, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26022577, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022577, the most recent reported annual property tax for 529 Dunewood, St. Joseph, MI 49085 is $10,718 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 529 Dunewood, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 529 Dunewood, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$4,994
Principal & interest$4,994
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
529 Dunewood, St. Joseph, MI 49085
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Municipality
St Joseph
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