For Sale
5545 25 1/2 Mile Road, Homer, MI 49245
$259,900
MLS # 26030891 (Michigan Regional Information Center (MichRIC))
3.1 acres
1 / 13
Listing Description
Peaceful riverfront property in desirable Homer Township offering privacy, usable acreage, and outdoor recreation on approximately 3.1 acres across two parcels (Village of Homer and Homer Township). Enjoy over 450 feet of Kalamazoo River frontage--perfect for kayaking, canoeing, and relaxing in nature (small dock recently rebuilt). Roof replaced in 2021. The home offers nearly 1,000 sq ft with a comfortable single-story layout, featuring 1 bedroom and 1 full bath. The kitchen was updated within the past 8 years, and a brand-new bathroom completed in 2026 adds modern appeal. Outside, the property shines with a clean pole building ideal for kayaks, canoes, and equipment, plus a detached two-car garage for additional storage or hobbies. Located in the Homer Community Schools district, this peaceful setting is perfect as a full-time home, weekend getaway, or investment opportunity.
Source: SparkMLS
About this home
Currently offered at $259,900.
Estimated annual property tax: $1,043, or about $87 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size3.1 acres
Location
CityHomer
MunicipalityHomer Twp
Zip Code49245
CountyCalhoun
School DistrictHomer
Construction & Systems
SewerSeptic Tank
UtilitiesElectricity Available, Electricity Connected
Sale & Financing
Listed6/21/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,043
Tax Year2026
Assessed Value$22,020
Parcel #12-050-033-00
Source: SparkMLS
Legal Description
HOMER TOWNSHIP T4S R4W SECTION 5 S 247 FT OF N 1/2 BETWEEN C/L ALBION RD & C/L KALAMAZOO RIVER 2.00 AC +/-
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Eldon Vincent
Vincent Realty Group Inc.
Frequently Asked Questions about 5545 25 1/2 Mile Road, Homer, MI 49245
What school district is 5545 25 1/2 Mile Road, Homer, MI 49245 in?
Per MLS# 26030891, this property is served by Homer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26030891, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26030891, the most recent reported annual property tax for 5545 25 1/2 Mile Road, Homer, MI 49245 is $1,043 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5545 25 1/2 Mile Road, Homer, MI 49245 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5545 25 1/2 Mile Road, Homer, MI 49245 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Homer Twp police department or the Calhoun County sheriff's office.
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5545 25 1/2 Mile Road, Homer, MI 49245
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Municipality
Homer Township
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County
Jackson County
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