For Sale
619 Lake Street, St. Joseph, MI 49085
$1,200,000
MLS # 26016553 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,164 sqftBuilt 19040.09 acres
1 / 60
Listing Description
The beach is calling! Come enjoy this charming home on Silver Beach with sweeping views of Lake Michigan or replace it with your new dream home here in the heart of St. Joe. 3 bedrooms plus 4th sleeping room or office and 2 full bathrooms. This 1904 gem has over 2000 finished SF, detached garage and a nice backyard. Listen to the waves crash just across the street and feel the warm summer breezes all season long. Watch the fireworks, play some volleyball or walk on the pier. Your beach options are limitless in this ideal location for St. Joe living. If you're in search of something more modern, this can be your canvas. Very few properties like this hit the market right on the beach. Update to your tastes or build your dream home. Don't miss your chance!
Source: SparkMLS
About this home
Located in St Joseph in St. Joseph, this property offers 4-bedroom, 2-bath, 2,164 sq ft, with original construction dating to 1904.
Currently offered at $1,200,000 (about $555/sq ft).
Property tax estimate: $4,452 per year ($371/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,164 sqft
Lot Size0.09 acres
Year Built1904
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorBroadband, Center Island
Sale & Financing
Listed4/19/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,452
Tax Year2024
Assessed Value$113,612
Parcel #11-76-0340-0030-00-3
Source: SparkMLS
Legal Description
THE NE LY 1/2 OF LOT 30 ORIGINAL PLAT OF CITY OF ST JOSEPH WHOSE SW LY BOUNDARY IS PARALLEL TO NE LY BOUNDARY OF SAID LOT 30
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lars A Petzke
RE/MAX by the Lake
Frequently Asked Questions about 619 Lake Street, St. Joseph, MI 49085
What school district is 619 Lake Street, St. Joseph, MI 49085 in?
Per MLS# 26016553, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26016553, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016553, the most recent reported annual property tax for 619 Lake Street, St. Joseph, MI 49085 is $4,452 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 619 Lake Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 619 Lake Street, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 619 Lake Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$7,783
Principal & interest$7,783
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
619 Lake Street, St. Joseph, MI 49085
View full property history →
Municipality
St Joseph
View all listings →
Get email alerts for new listings near 619 Lake Street
We'll notify you when something hits the market in St Joseph or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.