Sold
703 Smith Street, Algonac, MI 48001
Sold on 07/06/2026 for$125,000
MLS # 50211901 (MiRealSource)
3 beds1 bathBuilt 19640.17 acres
1 / 7
Listing Description
Rare opportunity to transform this classic American Foursquare on a spacious corner lot within walking distance of St. Clair River Drive and Algonac's boardwalk. This two-story fixer upper offers tremendous upside and the perfect renovation project for those looking to blend original character with modern updates. High ceilings, beautiful original woodwork, columned room dividers and a wrap-around porch provide a foundation for creating a truly special home. Hardwood floors throughout the second floor and under living and dining room carpet. Roof replaced in 2020. Sold as-is and ready for its next chapter. Just blocks from the waterfront and local marinas, this property offers the opportunity to create something rarely found today. Properties offering this combination of location, character and upside are becoming increasingly difficult to find.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Clay Township in Algonac built in 1964.
Final sale price: $125,000.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.17 acres
Year Built1964
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionAluminum Siding
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed6/17/2026
Sold Date7/5/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Parcel #01-105-0144-000
Source: SparkMLS
Legal Description
E 1/2 LOTS 5 & 6 BLK 59 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julian Llera
Realty Executives Home Towne Shelby
Frequently Asked Questions about 703 Smith Street, Algonac, MI 48001
What school district is 703 Smith Street, Algonac, MI 48001 in?
Per MLS# 50211901, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50211901, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 703 Smith Street, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 703 Smith Street, Algonac, MI 48001 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$810
Principal & interest$810
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
703 Smith Street, Algonac, MI 48001
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Municipality
Clay Township
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