For Sale
7128 Lazy Lane, Harsens Island, MI 48028
$479,900
MLS # 26011349 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,281 sqftBuilt 19610.34 acres
1 / 40
About this home
This 3-bedroom, 3-bath, 2,281 sq ft home built in 1961 sits in Clay Township in Harsens Island.
Listed at $479,900 (about $210/sq ft).
Estimated annual property tax: $7,924, or about $660 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,281 sqft
Lot Size0.34 acres
Year Built1961
Stories2
Location
CityHarsens Island
MunicipalityClay Twp
Zip Code48028
CountySt. Clair
School DistrictAlgonac
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingBaseboard
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed3/22/2026
Original Price$499,900
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,924
Tax Year2025
Assessed Value$212,216
Parcel #14-856-0050-000
Source: SparkMLS
Legal Description
LOTS 99,100,101,102 & 103 JOE BEDORE SYNDICATED SUBDIVSION OF LOTS 461, PART OF LOT 462 SOUTH CHANNEL DEEDED 3-19-56,4-15-56 & 4-16-56
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stefano Terracciano
Arterra Realty Michigan LLC
Frequently Asked Questions about 7128 Lazy Lane, Harsens Island, MI 48028
What school district is 7128 Lazy Lane, Harsens Island, MI 48028 in?
Per MLS# 26011349, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26011349, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011349, the most recent reported annual property tax for 7128 Lazy Lane, Harsens Island, MI 48028 is $7,924 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7128 Lazy Lane, Harsens Island, MI 48028 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$3,113
Principal & interest$3,113
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7128 Lazy Lane, Harsens Island, MI 48028
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Municipality
Clay Township
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