Sold
720 Washington Street, Algonac, MI 48001
Sold on 06/12/2026 for$142,500
MLS # 20261033778 (Realcomp)
2 beds1 bath908 sqftBuilt 19250.08 acres
1 / 20
Listing Description
Charming ranch living in the heart of Algonac! This cozy 2-bedroom, 1-bath home offers the perfect blend of small-town charm and waterfront lifestyle. Located just one block from the Algonac Harbour Club and with beautiful Lake St. Clair at the end of the street, you’ll love the convenience of multiple nearby marinas, waterfront dining, parks for a nightly walk or bike ride, and multiple summer time festivals & events. Inside, enjoy easy single-level living with a functional layout, comfortable living spaces, and plenty of natural light. Whether you’re looking for a year-round residence, or an investment opportunity, this location is hard to beat!New LVP flooring was installed 2025Washer & Dryer new in 2025Fresh professional paint job throughout 2025Blown in insulation in attic 2019Vinyl windows within the last 10 yearsAll showings & Inspections require a licensed Michigan Realtor. Please do not approach the house without a showing scheduled - home is occupied. Sellers need occupancy after closing.
Source: SparkMLS
About this home
Located in Clay Township in Algonac, this property offers 2-bedroom, 1-bath, 908 sq ft, with original construction dating to 1925.
Closed at $142,500 (about $157/sq ft).
Annual property taxes run approximately $1,182 ($99/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area908 sqft
Lot Size0.08 acres
Year Built1925
Stories1
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding, Other
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/11/2026
Sold Date6/11/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,182
Parcel #74011050357000
Source: SparkMLS
Legal Description
W 1/2 LOT 3 BLK 118 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS SEC 10 T2N R16E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jordan Linhard
Epique Realty
Frequently Asked Questions about 720 Washington Street, Algonac, MI 48001
What school district is 720 Washington Street, Algonac, MI 48001 in?
Per MLS# 20261033778, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261033778, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261033778, the most recent reported annual property tax for 720 Washington Street, Algonac, MI 48001 is $1,182. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 720 Washington Street, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 720 Washington Street, Algonac, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$960
Principal & interest$960
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
720 Washington Street, Algonac, MI 48001
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Municipality
Clay Township
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