For Sale
7236 Bluebill Street, Clay, MI 48001
$525,000
MLS # 20261055305 (Realcomp)
3 beds2 baths1,764 sqftBuilt 19910.17 acres
1 / 77
Listing Description
Big boats welcome on this wide, deep canal, with no bridges and just minutes to BIG water! Wow! Built by the owner with him choosing some of his favorite craftsmen to complete it with him. While built for he and his wife (who wanted a ranch), there is a HUGE second floor that could be finished with multiple bedrooms. Accessible from the garage ladder, a really nice workshop currently sits above the garage. Located on one of the popular 'bird' streets, this 3 bedroom, (3rd bedroom currently used as den) 2 bathroom home is ready for a second owner to enjoy it immediately. Beautiful deep, wide and free flowing, this canal has no HOA and terrific neighbors! Large, deep, lighted and fully encased concrete crawl space is easily accessible from inside the home, but also offers a big hatch on the outside to easily accomodate large items, (ladders, kayaks, etc.) Air compressor in garage usable from the garage or workshop. Tear off roof in 2024, seawall inspected and repaired 6/2026. Brand new carpet throughout, neutral paint colors, Guardian windows. Toy and yard sheds for outside storage. So perfectly situated near the natural beauty of St. John Marsh, the North Channel, Anchor Bay and Lake St. Clair. Convenient to a lot of offerings but always feeling like you are on vacation the minute you arrive home. While this is an estate, seller is ready willing and able to respond to offers quickly with no delays. Make sure to click on the pictures to see the HUGE unfinished second level!
Source: SparkMLS
About this home
Located in Clay Township in Clay, this property offers 3-bedroom, 2-bath, 1,764 sq ft, with original construction dating to 1991.
Currently offered at $525,000 (about $298/sq ft).
Estimated annual property tax: $4,149, or about $346 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,764 sqft
Lot Size0.17 acres
Year Built1991
Stories1
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/16/2026
Original Price$565,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,149
Parcel #74141900069000
Source: SparkMLS
Legal Description
LOT 189 BLUE WATER ISLES NO 1 FRAC SEC 1 & 2 T2N R15E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 24, 2026
Price changed
$525,000($565,000 → $525,000)-7.1%
Jul 17, 2026
Listed for sale
$565,000
More Homes in Clay Township
Listed by Anne Marie DeRosier
Real Estate One-Sterling Heights
Frequently Asked Questions about 7236 Bluebill Street, Clay, MI 48001
What school district is 7236 Bluebill Street, Clay, MI 48001 in?
Per MLS# 20261055305, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 7236 Bluebill Street, Clay, MI 48001?
Per MLS# 20261055305, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261055305, the most recent reported annual property tax for 7236 Bluebill Street, Clay, MI 48001 is $4,149. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7236 Bluebill Street, Clay, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7236 Bluebill Street, Clay, MI 48001 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
Map
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Monthly payment$3,405
Principal & interest$3,405
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7236 Bluebill Street, Clay, MI 48001
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Municipality
Clay Township
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