Sold
7284 Cardinal Street, Algonac, MI 48001
Sold on 03/18/2026 for$560,000
MLS # 50192944 (MiRealSource)
3 beds1 bathBuilt 19730.36 acres
1 / 34
Listing Description
Turnkey, fully furnished waterfront living on a rare double lot! This beautifully maintained 3-bedroom, 1.5-bath home offers 1,574 sq ft of comfortable living on a deep, wide, free-flowing canal just minutes from the North Channel and Lake St. Clair. Enjoy the exceptional advantage of a DOUBLE LOT with ample space for outdoor entertaining and boat dockage, including a large grandfathered boathouse/storage building — a true rarity. Inside, the home is move-in ready with new luxury vinyl plank flooring in the main living areas and freshly refinished hardwood floors in the bedrooms. Highlights include a cozy fireplace, updated kitchen and baths, great water views, and an attached 2-car garage. A brand-new roof adds peace of mind. Ideal as a year-round residence or waterfront getaway, this property offers immediate enjoyment, low-maintenance living, and an unbeatable boating lifestyle — all furnishings included.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1973 sits in Clay Township in Algonac.
Final sale price: $560,000.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.36 acres
Year Built1973
Location
CityAlgonac
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed10/29/2025
Sold Date3/17/2026
Original Price$565,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Catherine Baker
RE/MAX Advisors
Frequently Asked Questions about 7284 Cardinal Street, Algonac, MI 48001
Which school district serves 7284 Cardinal Street, Algonac, MI 48001?
Per MLS# 50192944, 7284 Cardinal Street, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50192944, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7284 Cardinal Street, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7284 Cardinal Street, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 7284 Cardinal Street, Algonac, MI 48001. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 7284 Cardinal Street, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$3,632
Principal & interest$3,632
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7284 Cardinal Street, Algonac, MI 48001
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Municipality
Clay Township
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