For Sale
7292 Bluebill Street, Clay, MI 48001
$499,000
MLS # 20261054838 (Realcomp)
2 beds2 baths1,705 sqftBuilt 19770.23 acres
1 / 12
Listing Description
Private peninsula living in Clay Township with over 330 feet of seawall and water on three sides. Canal frontage with direct access to the North Channel of the St. Clair River and Anchor Bay, all-sports boating, and a 25 x 12 boat slip with hoist right outside your door. Solid brick ranch offering 1,705 square feet, 2 bedrooms, 2 baths, first-floor laundry, and an attached 2-car garage on a corner lot in Blue Water Isles. The home is ready for your updates, and the setting cannot be duplicated: wide water views, evenings on the deck, and some of the best boating and fishing on the Great Lakes system. A rare chance to own a true waterfront peninsula at this price. Open house Sunday, July 26, 3:30 to 5:00 PM.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,705 sq ft home built in 1977 sits in Clay Township in Clay.
Currently offered at $499,000 (about $293/sq ft).
Annual property taxes run approximately $3,699 ($308/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,705 sqft
Lot Size0.23 acres
Year Built1977
Stories1
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage2 spaces
HeatingHot Water, Steam
WaterPublic
SewerPublic
InteriorHome Warranty, Other
Sale & Financing
Listed7/17/2026
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,699
Parcel #74141900045000
Source: SparkMLS
Legal Description
LOT 161 BLUE WATER ISLES NO 1 FRAC SEC 1 & 2 T2N R15E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 25, 2026
Active
Jul 18, 2026
Listed for sale
$499,000
More Homes in Clay Township
Listed by Nicholas Asplund
@properties Christie's Int'l RE Grosse Pointe
Frequently Asked Questions about 7292 Bluebill Street, Clay, MI 48001
Which school district serves 7292 Bluebill Street, Clay, MI 48001?
Per MLS# 20261054838, 7292 Bluebill Street, Clay, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261054838, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7292 Bluebill Street, Clay, MI 48001?
Per public tax records, annual property taxes for this property are $3,699. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7292 Bluebill Street, Clay, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7292 Bluebill Street, Clay, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7292 Bluebill Street, Clay, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,237
Principal & interest$3,237
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7292 Bluebill Street, Clay, MI 48001
View full property history →
Municipality
Clay Township
View all listings →
Get email alerts for new listings near 7292 Bluebill Street
We'll notify you when something hits the market in Clay Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.