Sold
7618 South Channel Drive, MI 48028
Sold on 05/13/2026 for$435,000
MLS # 50203981 (MiRealSource)
3 beds2 bathsBuilt 19780.46 acres
1 / 29
Listing Description
Boater's paradise. 160' of waterfrontage!! Priced below recent appraisal. This waterfront ranch offers 1879 sq ft of open-concept living with 80’ of canal frontage and direct access to the South Channel for any size boat. Enjoy freighter views from the large deck and home and explore the area canals by paddle board or kayak with easy access to Muscamoot Bay. This 3 bedroom, 2.5 bath home features a spacious living room with natural fireplace, newer kitchen, and dining area with granite counters and newer appliances. The primary bedroom includes a private full bath. A 29x9 sunroom offers the perfect place to relax and take in water views. New roof 2025. Outside, you’ll find a steel seawall, boardwalk, and an additional 80' of rear canal frontage with a dock—ideal for boating enthusiasts. A tall, screened garage adds excellent toy storage, workspace or play room. This cottage comes furnished. Sellers excluding living room tv, picture above fireplace and a few personal things. Immediate possession at closing.
Source: SparkMLS
About this home
Located in Clay Township in Michigan, this property offers 3-bedroom, 2-bath, with original construction dating to 1978.
This home sold for $435,000.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.46 acres
Year Built1978
Location
MunicipalityClay Twp
Zip Code48028
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed4/9/2026
Sold Date5/12/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lucy A Burby
RE/MAX First
Frequently Asked Questions about 7618 South Channel Drive, MI 48028
What school district is 7618 South Channel Drive, MI 48028 in?
Per MLS# 50203981, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50203981, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 7618 South Channel Drive, MI 48028 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7618 South Channel Drive, MI 48028 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$3,113
Principal & interest$3,113
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7618 South Channel Drive, MI 48028
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Municipality
Clay Township
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