Sold
800 Ruskin Avenue, Algonac, MI 48001
Sold on 06/23/2026 for$170,000
MLS # 50203154 (MiRealSource)
1 bed1 bathBuilt 19600.17 acres
1 / 22
Listing Description
NESTLED IN THE HEART OF ALGONAC ON DESIRABLE POINTE DUCHENE, THIS QUAINT WATERFRONT HOME OFFERS THE PERFECT BLEND OF RELAXATION WITH A BOATING/FISHING LIFESTYLE. SITUATED ON A DEEP WATER CANAL JUST MOMENTS FROM THE HARBOR CLUB MARINA, YOU WILL ENJOY DIRECT ACCESS TO THE NORTH CHANNEL OF THE ST CLAIR RIVER. THIS COZY HOME IS A PERFECT VACATION GETAWAY, INCLUDING 70 FT OF STEEL SEAWALL FOR DOCKING YOUR BOAT AND A FRIEND OR TWO. IN ADDITION TO THE HOME, THERE IS A 20x20 STEEL BUILDING/OPEN CONCEPT GARAGE WITH ENCLOSED STORAGE IDEAL FOR HOUSING BOATS, VEHICLES, OR RECREATIONAL EQUIPMENT PLUS A 12 X 16 SHED FOR YOUR EXTRA STORAGE NEEDS.
Source: SparkMLS
About this home
1-bedroom, 1-bath home in Clay Township in Algonac built in 1960.
Final sale price: $170,000.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Lot Size0.17 acres
Year Built1960
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingWall Furnace
SewerPublic
Sale & Financing
Listed4/1/2026
Sold Date6/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #01-127-0006-000
Source: SparkMLS
Legal Description
LOT 268 & W 1/2 LOT 296 SUPV ROY T GILBERTS PLAT NO 2
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Ceder
Sine & Monaghan Realtors LLC Algonac
Frequently Asked Questions about 800 Ruskin Avenue, Algonac, MI 48001
What school district is 800 Ruskin Avenue, Algonac, MI 48001 in?
Per MLS# 50203154, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50203154, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 800 Ruskin Avenue, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 800 Ruskin Avenue, Algonac, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
800 Ruskin Avenue, Algonac, MI 48001
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Municipality
Clay Township
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