For Sale
8115 Colony Drive, Algonac, MI 48001
$1,095,000
MLS # 26017651 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,800 sqftBuilt 99990.3 acres
1 / 49
Listing Description
Rare North Channel waterfront 2 story brick home now available with stunning south-facing sunset lake views including a 2012 constructed canal boathouse. This home features 3 bedrooms with a 4th bonus room loft/office area overlooking the water and 2.75 baths (the first-floor bath is set up with a shower drain combo but has been used as a half bath). Updates include: floor-to-ceiling back windows and doorwalls for panoramic lake views, designer brick pavers, boardwalk, LVP flooring, paint, fixtures, remodeled kitchen with quartz counters and appliances (including a Thermador 6-burner gas range), Generac generator, 2011 roof, and a large master suite featuring a true master bath with a luxurious steam shower, a large walk-in master closet and an updated glass master balcony. Boathouse features a 27 x 10 ft 10,000 lb lift boat slip, 2 car garage, and an upstairs 800 ft2 bonus room that includes a 98'' mounted TV with a wall unit for heating and air. Agent is related to Seller.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,800 sq ft home in Clay Township in Algonac built in 9999.
Currently offered at $1,095,000 (about $391/sq ft).
Estimated annual property tax: $3,288, or about $274 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,800 sqft
Lot Size0.3 acres
Year Built9999
Stories2
Location
CityAlgonac
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
StyleTraditional
ConstructionBrick, Stone
BasementCrawl Space
Garage2 spaces
HeatingBaseboard, Hot Water
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Sauna, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,288
Tax Year2025
Assessed Value$171,587
Parcel #14-217-0071-000
Source: SparkMLS
Legal Description
LOTS 89 & 199 THE COLONY
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Heather Green
Golden Key Real Estate LLC
Frequently Asked Questions about 8115 Colony Drive, Algonac, MI 48001
Which school district serves 8115 Colony Drive, Algonac, MI 48001?
Per MLS# 26017651, 8115 Colony Drive, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26017651, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8115 Colony Drive, Algonac, MI 48001?
Per public tax records, annual property taxes for this property are $3,288 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8115 Colony Drive, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8115 Colony Drive, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8115 Colony Drive, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$7,102
Principal & interest$7,102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8115 Colony Drive, Algonac, MI 48001
View full property history →
Municipality
Clay Township
View all listings →
Get email alerts for new listings near 8115 Colony Drive
We'll notify you when something hits the market in Clay Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.