Sold
816 E James Street, White Cloud, MI 49349
Sold on 06/26/2026 for$170,000
MLS # 26022836 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,050 sqftBuilt 19980.29 acres
1 / 12
Listing Description
Welcome home to this spacious 3 bedroom 2 bathroom ranch, situated in beautiful White Cloud. This cost efficient house offers a newer roof, furnace, water heater, water lines, windows, siding, doors, floors, and 2 decks. Easy living at a great price. Call for more details before it's too late!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,050 sq ft home in White Cloud in White Cloud built in 1998.
Closed at $170,000 (about $83/sq ft).
Annual property taxes run approximately $1,527 ($127/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area2,050 sqft
Lot Size0.29 acres
Year Built1998
Stories1
Location
CityWhite Cloud
MunicipalityWhite Cloud
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Phone Connected, Natural Gas Connected
InteriorCenter Island
Sale & Financing
Listed5/14/2026
Sold Date6/25/2026
Terms AcceptedCash, FHA, Conventional
Concessions$3
Source: SparkMLS
Tax Information
Annual Tax$1,527
Tax Year2025
Assessed Value$32,382
Parcel #15-05-156-014
Source: SparkMLS
Legal Description
LOT 431 & E 1/2 LOT 432 VILLAGE OF MORGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joshua Mortensen
Hometown Realty Reed City, LLC
Frequently Asked Questions about 816 E James Street, White Cloud, MI 49349
What school district is 816 E James Street, White Cloud, MI 49349 in?
Per MLS# 26022836, this property is served by White Cloud. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26022836, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022836, the most recent reported annual property tax for 816 E James Street, White Cloud, MI 49349 is $1,527 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 816 E James Street, White Cloud, MI 49349 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 816 E James Street, White Cloud, MI 49349 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the White Cloud police department or the Newaygo County sheriff's office.
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Monthly payment$1,031
Principal & interest$1,031
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
816 E James Street, White Cloud, MI 49349
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Municipality
White Cloud
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