For Sale
8292 Middle Channel Drive, MI 48028
$479,900
MLS # 50212953 (MiRealSource)
2 beds1 bathBuilt 19400.34 acres
1 / 78
Listing Description
The " LITTLE HOUSE THAT LIVES BIG"!!!! Welcome to the Island! Unbelievable Middle Channel Sunsets and Little Muscamoot Sunrises. Highly desired location. Private and Serene. This home has it all....Beautifully done from stem to stern. Whole house generator. NO FLOOD INSURANCE NEEDED!! Steel seawall with 9000 LB. lift. Gorgeous perennial gardens. High quality appliances. Walk in and Unpack those suitcases...there is nothing to be done here. Immaculate. TRUE PRIDE IN OWNERSHIP. Sit back and enjoy all the waterfront activities. Storage GALORE! Walking distance to Middle Channel Marina offering ice cream, gas, restaurant, groceries & more. This is not a drive by you need to walk in to see all this home has to offer. Stained Glass door excluded but may be purchased.
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Clay Township in Michigan built in 1940.
Asking $479,900.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.34 acres
Year Built1940
Location
MunicipalityClay Twp
Zip Code48028
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #14-874-0015-000
Source: SparkMLS
Legal Description
LOT 24 BRUCKNERS ISLAND SUBD NO 1 OF LOTS 42 TO 52 INC MIDDLE CHANNEL DEEDED 9/16/63
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura Janski
RE/MAX Advisors
Frequently Asked Questions about 8292 Middle Channel Drive, MI 48028
Which school district serves 8292 Middle Channel Drive, MI 48028?
Per MLS# 50212953, 8292 Middle Channel Drive, MI 48028 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50212953, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8292 Middle Channel Drive, MI 48028 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8292 Middle Channel Drive, MI 48028 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8292 Middle Channel Drive, MI 48028?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$3,113
Principal & interest$3,113
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8292 Middle Channel Drive, MI 48028
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Municipality
Clay Township
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