For Sale
8350 Sni Bora, Clay, MI 48001
$295,000
MLS # 20261055399 (Realcomp)
1.78 acres
1 / 15
Listing Description
Rare opportunity to own one of the last buildable boat-access-only lots on the highly coveted Sni Bora! This incredible 1.74-acre waterfront parcel offers a chance to create your dream retreat in one of Lake St. Clair's most desirable locations. Surrounded by deep, clean water, this property is ideal for boating enthusiasts, anglers, and anyone looking to enjoy the best of lake living. Spend your days fishing, kayaking, paddleboarding, swimming, or cruising the lake, all from your own private getaway. Conveniently located near Decker's Landing, area marinas, DNR boat launches, and some of Lake St. Clair's most popular swimming destinations, this property provides the perfect balance of privacy and accessibility. Whether you're looking to build a seasonal escape or a one-of-a-kind waterfront residence, opportunities like this are becoming increasingly rare. The seller is also offering attractive land contract terms with a low interest rate, making this a unique opportunity for buyers looking for flexible financing. This isn't just vacant land—it's a chance to create a place where generations of family and friends will gather to make lifelong memories. Build your legacy on the Sni Bora and own a piece of one of Lake St. Clair's most treasured waterfront communities before it's gone.
Source: SparkMLS
About this home
Asking $295,000.
Property tax estimate: $277 per year ($23/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size1.78 acres
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Sale & Financing
Listed7/16/2026
Terms AcceptedCash, Conventional, Land Contract
Source: SparkMLS
Tax Information
Annual Tax$277
Parcel #74149370052000
Source: SparkMLS
Legal Description
Lots 176 & 177 Sni Bora Channel, St Clair Flats deeded 6/64
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 17, 2026
Listed for sale
$295,000
More Homes in Clay Township
Listed by Andrew J Stadler
Keller Williams Lakeside
Frequently Asked Questions about 8350 Sni Bora, Clay, MI 48001
What school district is 8350 Sni Bora, Clay, MI 48001 in?
Per MLS# 20261055399, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 8350 Sni Bora, Clay, MI 48001?
Per MLS# 20261055399, the seller has indicated this property accepts the following financing types: Cash, Conventional, Land Contract. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261055399, the most recent reported annual property tax for 8350 Sni Bora, Clay, MI 48001 is $277. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8350 Sni Bora, Clay, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8350 Sni Bora, Clay, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,913
Principal & interest$1,913
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8350 Sni Bora, Clay, MI 48001
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Municipality
Clay Township
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