For Sale
8563 South Channel Drive, MI 48028
$629,900
MLS # 50212090 (MiRealSource)
4 beds2 bathsBuilt 19710.42 acres
1 / 76
Listing Description
UNBELIEVABLE LOCATION!! Private and Quiet location. Gorgeous unobstructed views. Home is extremely charming. Needs some love and handyman skill to bring back to its original luster. Dock to river to relax and enjoy all the waterfront activities and luster.
Source: SparkMLS
About this home
Located in Clay Township in Michigan, this property offers 4-bedroom, 2-bath, with original construction dating to 1971.
Asking $629,900.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.42 acres
Year Built1971
Location
MunicipalityClay Twp
Zip Code48028
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #14-847-0066-001
Source: SparkMLS
Legal Description
PART OF LOT 31 DESC AS: BEG S 39D 03M 27S W 100.62', S 43D 51M 17S E 82' & S 42D 55M 28S W 301.48' FROM NE COR OF LOT 43, TH S 48D 12M 00S E 49.26', TH N 43D 03M 37S E 3.74', TH S 43D 51M 17S E 194.04', TH S 42D 38M 43S W 75', TH N 43D 51M 17S W 243. 75', TH N 42S 55M 28S E 67.52' TO BEG ST CLAIR FLATS, SOUTH CHANNEL DEEDED 12/6/50
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura Janski
RE/MAX Advisors
Frequently Asked Questions about 8563 South Channel Drive, MI 48028
What school district is 8563 South Channel Drive, MI 48028 in?
Per MLS# 50212090, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50212090, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 8563 South Channel Drive, MI 48028 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8563 South Channel Drive, MI 48028 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,086
Principal & interest$4,086
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8563 South Channel Drive, MI 48028
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Municipality
Clay Township
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