Under Contract
936 Sailors Way, St. Joseph, MI 49085
$825,000
MLS # 25046724 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,276 sqftBuilt 20250 acres
1 / 16
Listing Description
BRAND NEW Harbor Village Townhome under construction located on the Harbor Village greenspace and marina. This Harbor Village townhome is 3 bedroom/3 bath and 2200 sq ft. Enjoy views of the St. Joseph River and the Marina at Harbor Village from the balcony or the first-floor front porch. Close to walking trails, the Jack Nicklaus Signature Golf course, kayaking, breathtaking beaches, and restaurants. The association has an outdoor pool and clubhouse for owners' enjoyment.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,276 sq ft home built in 2025 sits in St. Joseph.
Currently offered at $825,000 (about $362/sq ft).
Property tax estimate: $3,770 per year ($314/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area2,276 sqft
Year Built2025
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionHardiPlank Type
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available
Sale & Financing
Listed9/10/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$360 / Monthly
IncludesOther, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$3,770
Tax Year2025
Assessed Value$59,900
Parcel #117629840008000
Source: SparkMLS
Legal Description
Unit 8 Harbor Village at Harbor Shores Townhome II
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kerry M Wright
Wright Properties
Frequently Asked Questions about 936 Sailors Way, St. Joseph, MI 49085
Which school district serves 936 Sailors Way, St. Joseph, MI 49085?
Per MLS# 25046724, 936 Sailors Way, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25046724, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 936 Sailors Way, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,770 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 936 Sailors Way, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 936 Sailors Way, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 936 Sailors Way, St. Joseph, MI 49085. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 936 Sailors Way, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$5,711
Principal & interest$5,351
HOA$360
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
936 Sailors Way, St. Joseph, MI 49085
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