Sold
9640 Shady Lane Court, Algonac, MI 48001
Sold on 01/02/2026 for$285,000
MLS # 50192623 (MiRealSource)
3 beds1 bath1,562 sqftBuilt 19650.49 acres
1 / 50
Listing Description
Beautiful 3-bedroom, 1.5-bath Ranch near the very end of private, peaceful Shady Lane. No drive-by traffic! Short walk to the Clay Township municipal park w/ lighted walking path, pavilion, children's play area, and splash park. Also close to Algonac High School, w/ tennis courts, baseball diamonds, track, and more. Almost within sight of the Saint Clair River! Double-size parcel w/ space for an out-building! Updates include windows, roof, newer boiler, separate AC system, laminate flooring, updated kitchen w/ deep box window, and fresh interior AND exterior paint. Family room w/ natural fireplace leads to heated 4-season Florida room. Meticulously maintained & ready to move in. Includes all appliances. Immediate occupancy. Schedule a private showing now!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,562 sq ft home built in 1965 sits in Clay Township in Algonac.
Closed at $285,000 (about $182/sq ft).
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,562 sqft
Lot Size0.49 acres
Year Built1965
Location
CityAlgonac
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac Community School District
Construction & Systems
ConstructionAluminum Siding, Brick
BasementCrawl Space
Garage2 spaces
HeatingBaseboard, Hot Water
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed10/25/2025
Sold Date1/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ken Lipowski
RE/MAX First
Frequently Asked Questions about 9640 Shady Lane Court, Algonac, MI 48001
What school district is 9640 Shady Lane Court, Algonac, MI 48001 in?
Per MLS# 50192623, this property is served by Algonac Community School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50192623, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 9640 Shady Lane Court, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9640 Shady Lane Court, Algonac, MI 48001 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 9640 Shady Lane Court, Algonac, MI 48001?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 9640 Shady Lane Court, Algonac, MI 48001. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteDSLSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9640 Shady Lane Court, Algonac, MI 48001
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Municipality
Clay Township
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