Sold
9665 River Street, Clay, MI 48001
Sold on 06/01/2026 for$164,000
MLS # 20261012918 (Realcomp)
3 beds2 baths1,152 sqftBuilt 99990.16 acres
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Listing Description
Welcome Home! This quaint Clay Township ranch is ready for you to call it home! Property features three bedrooms and two full bathrooms, a spacious living room, well appointed kitchen and a full laundry room that leads to a fenced back yard with deck for outdoor entertainment. This property is located just steps from Saint Clair River. Immediate occupancy and easy showings offered!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,152 sq ft home built in 9999 sits in Clay Township in Clay.
Closed at $164,000 (about $142/sq ft).
Annual property taxes run approximately $2,435 ($203/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,152 sqft
Lot Size0.16 acres
Year Built9999
Stories1
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingBaseboard
WaterPublic
SewerPublic
Sale & Financing
Listed3/4/2026
Sold Date5/31/2026
Original Price$179,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,435
Parcel #74143880012000
Source: SparkMLS
Legal Description
LOT 5 BLK 2 THE RANDOLPH FRAZER SUBD. SECS 5 & 8 T2N R16E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jessica Belanger Marine
RE/MAX Noire
Frequently Asked Questions about 9665 River Street, Clay, MI 48001
Which school district serves 9665 River Street, Clay, MI 48001?
Per MLS# 20261012918, 9665 River Street, Clay, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What financing options are available for 9665 River Street, Clay, MI 48001?
Per MLS# 20261012918, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9665 River Street, Clay, MI 48001?
Per public tax records, annual property taxes for this property are $2,435. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9665 River Street, Clay, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9665 River Street, Clay, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9665 River Street, Clay, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$1,134
Principal & interest$1,134
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9665 River Street, Clay, MI 48001
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Municipality
Clay Township
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