For Sale
9889 Ditch Road, Chesaning, MI 48616
$312,000
MLS # 20261053275 (Realcomp)
3 beds3 baths1,900 sqftBuilt 19991.73 acres
1 / 74
Listing Description
Escape to peaceful country living with this beautifully maintained 3-bedroom, 2.5-bath home situated on nearly 2 acres, surrounded by picturesque farmland, abundant wildlife, and tranquil views of the neighboring pond. With an open-concept floor plan and spacious living areas, this home offers the perfect blend of comfort and functionality. The main floor features a convenient laundry room and two full bathrooms, including one with a walk-in shower and another with a tub. A half bath with direct access from the attached garage adds everyday convenience. As an added bonus, a charming clawfoot bathtub will remain with the home, ready for the new owner to install in the primary bedroom ensuite bathroom to enjoy. The partially finished walkout basement expands the living space and already has the beginnings of a second kitchen area—simply add appliances to complete the space, making it ideal for entertaining, multi-generational living, or a future guest suite. Outside, you'll appreciate the full concrete driveway, attractive rock landscaping, and a large 36' x 48' pole barn with electricity, perfect for a workshop, hobby space, equipment storage, or recreational vehicles. Recent updates include a roof that's approximately three years old (per previous owner), and fresh paint in several rooms. Additional features include a water softener, reverse osmosis drinking water system, and Ring security cameras. Enjoy the peace and privacy of country living while remaining just a short drive from Chesaning's schools, shopping, and everyday conveniences. If you've been dreaming of open space, scenic views, and room to grow, this property is ready to welcome you home.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,900 sq ft home in Chesaning Township in Chesaning built in 1999.
Asking $312,000 (about $164/sq ft).
Estimated annual property tax: $2,952, or about $246 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,900 sqft
Lot Size1.73 acres
Year Built1999
Stories1
Location
CityChesaning
MunicipalityChesaning Twp
Zip Code48616
CountySaginaw
School DistrictChesaning Union
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished
Sale & Financing
Listed7/14/2026
Original Price$315,000
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,952
Parcel #13093342002002
Source: SparkMLS
Legal Description
E 300 FT OF W 455 FT OF N 283 FT OF NW 1/4 OF NW 1/4 1.95 ACRES SEC 34 T9N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 23, 2026
Price changed
$312,000($315,000 → $312,000)-1.0%
Jul 15, 2026
Listed for sale
$315,000
More Homes in Chesaning Township
Listed by Kristy Mohr
Red Fox Realty LLC
Frequently Asked Questions about 9889 Ditch Road, Chesaning, MI 48616
What school district is 9889 Ditch Road, Chesaning, MI 48616 in?
Per MLS# 20261053275, this property is served by Chesaning Union. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261053275, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261053275, the most recent reported annual property tax for 9889 Ditch Road, Chesaning, MI 48616 is $2,952. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 9889 Ditch Road, Chesaning, MI 48616 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9889 Ditch Road, Chesaning, MI 48616 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Chesaning Twp police department or the Saginaw County sheriff's office.
Map
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Monthly payment$2,024
Principal & interest$2,024
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9889 Ditch Road, Chesaning, MI 48616
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Municipality
Chesaning Township
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