MLS # 20261004934 (Realcomp)

10045 Highland Road presents a striking four-bedroom, four-bathroom brick colonial that blends timeless architecture with the pinnacle of waterfront living. Set behind a sweeping approach and framed by mature trees, the stately façade—highlighted by arched brick detailing and a grand covered entry—creates an immediate sense of arrival and enduring elegance. Inside, the home offers a thoughtfully proportioned layout where abundant natural light meets breathtaking water views. The expansive living and dining areas are perfectly positioned to frame the serene waters of Oxbow Lake, a premier private, all-sports lake. Whether hosting formal gatherings or enjoying a quiet morning, the lake remains your constant, picturesque backdrop. The residence reflects quality craftsmanship across all levels, including a fully finished basement. This additional level serves as a premier destination for indoor entertainment, a home media suite, or expanded living quarters to complement the three spacious bedrooms. Transitioning outdoors, the large deck offers a front-row seat to the water, ideal for alfresco dining while watching the sunset. The generous grounds provide rare privacy and year-round engagement with the outdoors. Wander down to the water's edge to enjoy evening bonfires in a tranquil, private setting. Experience the peace of the local ecosystem with plentiful wildlife that frequents the property, all while enjoying the exclusivity of a private lake perfect for high-energy water sports or peaceful fishing. Ideally positioned along Highland Road, this estate offers a rare balance of secluded lakefront lifestyle and modern accessibility. You are minutes from fine dining, shopping, and major thoroughfares, all while tucked away in one of White Lake’s most desirable corridors. 10045 Highland Rd is more than a home; it is a distinctive opportunity to own a refined colonial retreat on the water.
Source: SparkMLS
This 4-bedroom, 4-bath, 3,542 sq ft home built in 2001 sits in White Lake Township in White Lake.
Closed at $650,000 (about $184/sq ft).
Estimated annual property tax: $12,086, or about $1,007 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 7 providers.
Location
Construction & Systems
Sale & Financing
HOA
Source: SparkMLS
Source: Public Records
Legal Description
T3N, R8E, SEC 23 MC CLATCHEYS OXBOW-CRANBERRYLAKE ESTATES LOT 33
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joseph Delia
Keller Williams Paint Creek
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Download
2 Gbps
Upload
250 Mbps
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10045 Highland Road, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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