Sold
10297 Smith Road, Union Pier, MI 49129
Sold on 04/24/2026 for$1,940,000
MLS # 26014239 (Michigan Regional Information Center (MichRIC))
5 beds4 baths2,776 sqftBuilt 19200.57 acres
1 / 54
Listing Description
The Unicorn Property! Vintage Charm seasoned w/Modern Updates within the sought after Gordon Beach Association Union Pier. This well-located 5 bed, 3.5 bath home offers 2,776 square feet of comfortable living just moments from Lake Michigan. Main level features 2 en-suite bedrooms, providing flexibility for primary living or guests, along with high-end kitchen Stainless Steel appliances and Butler's pantry that opens easily to everyday living, gathering area, formal dining, entertaining and of course, a gas log fireplace in the Great Room! Your 13x14 screened porch and adjacent deck extend the living space outdoors, while the half acre lot offers ample room to add a pool or further personalize the setting. Additional highlights include an oversized two car garage with working space, whole house generator, and a layout that balances immediate enjoyment w/opportunity for future updates. PreApproved Buyers ONLY or CASH VOF. Listing Agent is related to Sellers. Estate Sale-AS IS Where IS.
Source: SparkMLS
About this home
This 5-bedroom, 4-bath, 2,776 sq ft home built in 1920 sits in New Buffalo Township in Union Pier.
Final sale price: $1,940,000 (about $699/sq ft).
Estimated annual property tax: $4,397, or about $366 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area2,776 sqft
Lot Size0.57 acres
Year Built1920
Stories2
Location
CityUnion Pier
MunicipalityNew Buffalo Twp
Zip Code49129
CountyBerrien
School DistrictNew Buffalo
Construction & Systems
StyleCraftsman
ConstructionWood Siding
BasementCrawl Space, Michigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Pantry
Sale & Financing
Listed4/7/2026
Sold Date4/23/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$850 / Annually
IncludesOther, Trash
Source: SparkMLS
Tax Information
Annual Tax$4,397
Tax Year2024
Assessed Value$193,363
Parcel #11-13-2770-0004-01-3
Source: SparkMLS
Legal Description
LOTS 4 & 5 GORDON'S BEACH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura J Davis
Coldwell Banker Realty
Frequently Asked Questions about 10297 Smith Road, Union Pier, MI 49129
Which school district serves 10297 Smith Road, Union Pier, MI 49129?
Per MLS# 26014239, 10297 Smith Road, Union Pier, MI 49129 is in the New Buffalo boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact New Buffalo directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26014239, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10297 Smith Road, Union Pier, MI 49129?
Per public tax records, annual property taxes for this property are $4,397 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10297 Smith Road, Union Pier, MI 49129 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10297 Smith Road, Union Pier, MI 49129 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10297 Smith Road, Union Pier, MI 49129?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the New Buffalo Twp police department or the Berrien County sheriff's office.
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Monthly payment$10,976
Principal & interest$10,905
HOA$71
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10297 Smith Road, Union Pier, MI 49129
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Municipality
New Buffalo Township
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