For Sale
105 W Elm Street, Reading, MI 49274
$154,900
MLS # 26019058 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,572 sqftBuilt 19000.2 acres
1 / 39
Listing Description
With just a little TLC, this home has so much potential! Offering 3 bedrooms (one on the main floor and two upstairs) and 1 full bath, it's a great opportunity to make it your own. You'll appreciate the convenience of main floor laundry, plus a fully fenced backyard perfect for pets, or just enjoying some outdoor space. The 2 car garage adds plenty of room for parking and storage, and the enclosed front porch gives you a cozy spot to relax. It's all located right within the city limits of Reading, close to everything you need. This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,572 sq ft home in Reading in Reading built in 1900.
Asking $154,900 (about $99/sq ft).
Annual property taxes run approximately $2,317 ($193/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,572 sqft
Lot Size0.2 acres
Year Built1900
Stories2
Location
CityReading
MunicipalityReading City
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/29/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,317
Tax Year2025
Assessed Value$61,200
Parcel #3020045001017
Source: SparkMLS
Legal Description
on file at listing office
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angie Marsh
Southern Marsh Realty
Frequently Asked Questions about 105 W Elm Street, Reading, MI 49274
Which school district serves 105 W Elm Street, Reading, MI 49274?
Per MLS# 26019058, 105 W Elm Street, Reading, MI 49274 is in the Reading boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26019058, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 105 W Elm Street, Reading, MI 49274?
Per public tax records, annual property taxes for this property are $2,317 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 105 W Elm Street, Reading, MI 49274 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 105 W Elm Street, Reading, MI 49274 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 105 W Elm Street, Reading, MI 49274?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Reading City police department or the Hillsdale County sheriff's office.
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Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
105 W Elm Street, Reading, MI 49274
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Municipality
Reading
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