For Sale
115 W Silver Street, Reading, MI 49274
$399,999
MLS # 26028454 (Michigan Regional Information Center (MichRIC))
4 beds2 baths3,648 sqftBuilt 18591.29 acres
1 / 68
Listing Description
This stunning Victorian home has been beautifully restored while preserving the craftsmanship, character, and architectural details that make it truly special. From the inviting pillared front porch to the gorgeous natural woodwork, hardwood floors, and timeless charm found throughout, this home offers a rare blend of history and elegance. Featuring 4 bedrooms and 2 full baths, the spacious floor plan provides comfortable living while maintaining its authentic Victorian appeal. An unfinished third-floor attic offers excellent storage space and potential for future use. Situated on 1.5 acres, this remarkable property provides the perfect balance of historic beauty and outdoor enjoyment. Relax by the fenced in-ground swimming pool, entertain guests in the charming gazebo, or simply enjoy the expansive grounds. The attached 2-car garage and additional detached 2-car garage provide ample space for vehicles, hobbies, and storage.
Source: SparkMLS
About this home
Located in Reading in Reading, this property offers 4-bedroom, 2-bath, 3,648 sq ft, with original construction dating to 1859.
Listed at $399,999 (about $110/sq ft).
Property tax estimate: $2,358 per year ($196/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area3,648 sqft
Lot Size1.29 acres
Year Built1859
Stories2
Location
CityReading
MunicipalityHillsdale City
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleOther
ConstructionWood Siding
BasementFull
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCenter Island
Sale & Financing
Listed6/9/2026
Original Price$399,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,358
Tax Year2026
Assessed Value$63,897
Parcel #20065001003
Source: SparkMLS
Legal Description
on file at listing office
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angie Marsh
Southern Marsh Realty
Frequently Asked Questions about 115 W Silver Street, Reading, MI 49274
Which school district serves 115 W Silver Street, Reading, MI 49274?
Per MLS# 26028454, 115 W Silver Street, Reading, MI 49274 is in the Reading boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26028454, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 115 W Silver Street, Reading, MI 49274?
Per public tax records, annual property taxes for this property are $2,358 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 115 W Silver Street, Reading, MI 49274 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 115 W Silver Street, Reading, MI 49274 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 115 W Silver Street, Reading, MI 49274?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hillsdale City police department or the Hillsdale County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
115 W Silver Street, Reading, MI 49274
View full property history →
Municipality
Reading
View all listings →
Get email alerts for new listings near 115 W Silver Street
We'll notify you when something hits the market in Reading or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.