For Sale
121 W State Street, Reading, MI 49274
$169,000
MLS # 26016927 (Michigan Regional Information Center (MichRIC))
6 beds2 baths3,112 sqftBuilt 19000.33 acres
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Listing Description
Are you looking for more space? Beautiful woodwork? Convenient to schools? This is it! Over 3000 sq ft of living space, 5 bedrooms with a possible 6th, 2 full baths, formal dining, kitchen with all appliances, 3 freezers in the pantry plus washer and dryer included . Two hot water heaters, water softene too. Furnace new is 2021, central air in 2024, generator hookup with portable generator. Hard wired smoke alarms. Two of the upstairs bedrooms offer extra space for a sitting room or office area. Treated lumber deck, outdoor fire escape, large yard. There are 6 sheds on the property, one is included (with window), the others may be negotiable.. Vinyl replacement windows. Parking area large enough for 4 vehicles.
Source: SparkMLS
About this home
This 6-bedroom, 2-bath, 3,112 sq ft home built in 1900 sits in Reading in Reading.
Asking $169,000 (about $54/sq ft).
Annual property taxes run approximately $2,146 ($179/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms2
Living Area3,112 sqft
Lot Size0.33 acres
Year Built1900
Stories2
Location
CityReading
MunicipalityReading City
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Pantry
Sale & Financing
Listed4/20/2026
Original Price$175,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,146
Tax Year2025
Assessed Value$38,555
Parcel #201100010162274
Source: SparkMLS
Legal Description
Sec 22, T7S R4W, City of Reading
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Patricia Rising
RE/MAX Preferred Realty
Frequently Asked Questions about 121 W State Street, Reading, MI 49274
What school district is 121 W State Street, Reading, MI 49274 in?
Per MLS# 26016927, this property is served by Reading. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26016927, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016927, the most recent reported annual property tax for 121 W State Street, Reading, MI 49274 is $2,146 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 121 W State Street, Reading, MI 49274 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 121 W State Street, Reading, MI 49274 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Reading City police department or the Hillsdale County sheriff's office.
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Monthly payment$1,096
Principal & interest$1,096
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
121 W State Street, Reading, MI 49274
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Municipality
Reading
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