Under Contract
122 S 5th Street, Niles, MI 49120
$130,000
MLS # 26022430 (Michigan Regional Information Center (MichRIC))
3 beds1 bath920 sqftBuilt 19280.03 acres
1 / 24
Listing Description
Affordable AND Renovated this charming super clean 3 bedroom home JUST appraised at $140,000! You'll enjoy the peace of mind of a brand NEW roof. NEW Gutters. All NEW flooring in every room. NEW privacy fencing for the backyard. All NEWly painted rooms. NEW light fixtures throughout the home. Seller is including ALL APPLIANCES! Stove, refrigerator, washer and dryer making this home even more affordable! Main floor bedroom. Good sized dining room with beamed ceiling. Buying this home is cheaper than renting and rent money is just spent money! Invest in yourself in home ownership! If you're an investor, this home is fully ready to go for you to add to your portfolio. Cash, Conventional, FHA, VA offers all accepted. Walkable distance to downtown Niles. Taxes are currently not homestead as it is investor owned. IF you're viewing this home on Zillow or similar, scroll to the Listing Realtor.
Source: SparkMLS
About this home
Located in Niles in Niles, this property offers 3-bedroom, 1-bath, 920 sq ft, with original construction dating to 1928.
Currently offered at $130,000 (about $141/sq ft).
Property tax estimate: $1,746 per year ($146/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area920 sqft
Lot Size0.03 acres
Year Built1928
Stories2
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Natural Gas Connected
InteriorBroadband
Sale & Financing
Listed6/10/2026
Original Price$135,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,746
Tax Year2026
Assessed Value$31,935
Parcel #11-73-2700-0083-01-1
Source: SparkMLS
Legal Description
PT OF LOT 83 H B & G W HOFFMAN'S & C K GREEN ADD TO NILES COM AT SE COR SD LOT 83 TH NLY ON W LN OF 5TH ST 24'9''TH WLY AT RT ANG TO 5TH ST 40'TH SLY PAR WITH SD W LN OF 5TH ST 24'9''TO SLY LN LOT 83 TH ELY ON SD LN TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAPrice & Status History
Jun 11, 2026
Listed for sale
$135,000
More Homes in Niles
Listed by Tammy Anders
MI Realty, A Michigan RE Co.
Frequently Asked Questions about 122 S 5th Street, Niles, MI 49120
Which school district serves 122 S 5th Street, Niles, MI 49120?
Per MLS# 26022430, 122 S 5th Street, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What financing options are available for 122 S 5th Street, Niles, MI 49120?
Per MLS# 26022430, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 122 S 5th Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $1,746 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 122 S 5th Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 122 S 5th Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 122 S 5th Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
122 S 5th Street, Niles, MI 49120
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Municipality
Niles
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