Under Contract
1339 Ferry Street, Niles, MI 49120
$189,900
MLS # 26029196 (Michigan Regional Information Center (MichRIC))
2 beds1 bath984 sqftBuilt 19270.14 acres
1 / 28
Listing Description
Welcome to this beautifully updated home in Niles! Step inside through the inviting three-season room -- a perfect spot to relax and enjoy the seasons in comfort. Over the past five years, this home has been thoughtfully renovated from top to bottom. Updates include new electrical, new plumbing, new drywall, new windows, new gutters with gutter guards, new light fixtures throughout and new front door. New luxury vinyl plank flooring and carpet run through the home, giving it a clean, refreshed feel. The kitchen features KraftMaid soft-close maple cabinets and drawers, quartz countertops, and all-new stainless steel appliances -- a great space to start your day. The basement has been professionally waterproofed by Everdry with a transferable warranty, providing added peace of mind for the next owner. Outside, a fully fenced backyard and new oversized patio offer a private space for outdoor entertaining or simply unwinding after a long day. An oversized one-car garage rounds out this
Source: SparkMLS
About this home
2-bedroom, 1-bath, 984 sq ft home in Niles in Niles built in 1927.
Asking $189,900 (about $193/sq ft).
Annual property taxes run approximately $2,016 ($168/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area984 sqft
Lot Size0.14 acres
Year Built1927
Stories1
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleTraditional
ConstructionAluminum Siding, Brick
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed6/12/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,016
Tax Year2024
Assessed Value$55,210
Parcel #11-72-4590-0029-00-8
Source: SparkMLS
Legal Description
LOT 29 WM LAMBERTON SUB OF LOTS 15 TO 19 INC OF S MOORES ADD TO CITY OF NILES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAPrice & Status History
Jun 13, 2026
Listed for sale
$189,900
More Homes in Niles
Listed by Nate Paulus
R1 Property Group
Frequently Asked Questions about 1339 Ferry Street, Niles, MI 49120
Which school district serves 1339 Ferry Street, Niles, MI 49120?
Per MLS# 26029196, 1339 Ferry Street, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26029196, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1339 Ferry Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $2,016 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1339 Ferry Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1339 Ferry Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1339 Ferry Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1339 Ferry Street, Niles, MI 49120
View full property history →
Municipality
Niles
View all listings →
Get email alerts for new listings near 1339 Ferry Street
We'll notify you when something hits the market in Niles or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.