For Sale
1260 S 13th Street, Niles, MI 49120
$139,000
MLS # 26033156 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,240 sqftBuilt 20010.45 acres
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Listing Description
***UPDATE!*** Instant Equity and Opportunity! This Spacious 3-bedroom, 2-full-bath ranch situated on a large lot in a convenient central Niles location. Enjoy relaxing on the expansive covered front porch that spans the entire width of the home, providing a shaded outdoor space perfect for entertaining or unwinding. Inside, you'll find generously sized rooms, and main-floor laundry. This home is ready for its next chapter and offers an incredible opportunity for investors, rehabbers, or buyers looking to build instant equity through renovations. While the property needs some updating and repairs, its spacious, solid layout, and large lot provide an excellent foundation to create a beautiful home tailored to your style. Bring your vision, creativity, and finishing touches to unlock this property's full potential. Whether you're looking for your next renovation project, a fix-and-flip opportunity, or a home you can update over time, this property offers endless possibilities.
Source: SparkMLS
About this home
Located in Niles in Niles, this property offers 3-bedroom, 2-bath, 1,240 sq ft, with original construction dating to 2001.
Currently offered at $139,000 (about $112/sq ft).
Annual property taxes run approximately $2,881 ($240/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,240 sqft
Lot Size0.45 acres
Year Built2001
Stories1
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/30/2026
Original Price$159,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,881
Tax Year2026
Assessed Value$51,831
Parcel #11-73-8210-0107-01-6
Source: SparkMLS
Legal Description
THE S1/2 OF LOT 107 VERNON HGTS ACRES 2ND ADD CITY OF NILES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAPrice & Status History
Jul 1, 2026
Listed for sale
$159,000
More Homes in Niles
Listed by Margaret Paige
Epique Realty
Frequently Asked Questions about 1260 S 13th Street, Niles, MI 49120
Which school district serves 1260 S 13th Street, Niles, MI 49120?
Per MLS# 26033156, 1260 S 13th Street, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What financing options are available for 1260 S 13th Street, Niles, MI 49120?
Per MLS# 26033156, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1260 S 13th Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $2,881 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1260 S 13th Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1260 S 13th Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1260 S 13th Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
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Monthly payment$902
Principal & interest$902
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1260 S 13th Street, Niles, MI 49120
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Municipality
Niles
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