Under Contract
1346 Desmond Street, St. Joseph, MI 49085
$440,000
MLS # 26028462 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,824 sqftBuilt 19750.34 acres
1 / 69
Listing Description
You won't believe how spacious this 4-bedroom, 3-bath home in the Lakeshore School District feels. A stunning 650 sq. ft. addition sets this home apart from other tri-levels on the market, creating an expansive primary suite complete with oversized his-and-hers closets and a luxurious spa-inspired bath featuring a frameless glass shower and Jacuzzi tub. Renovated kitchen and bathrooms, slate tile, and hardwood floors make this home truly move-in ready combining modern style with move-in-ready convenience. The lower level includes a generous rec room and additional bedroom, providing flexible living space ideal for a second family room, playroom, guest suite, or home office setup. Step outside to enjoy the large, fully fenced backyard with patio space perfect for entertaining, relaxing, or summer gatherings. Conveniently located near everything Southwest Michigan has to offer - including beaches, restaurants and more -- this home combines comfort, style, and an unbeatable location.
Source: SparkMLS
About this home
Located in Lincoln Township in St. Joseph, this property offers 4-bedroom, 3-bath, 2,824 sq ft, with original construction dating to 1975.
Asking $440,000 (about $156/sq ft).
Estimated annual property tax: $4,210, or about $351 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,824 sqft
Lot Size0.34 acres
Year Built1975
Stories2
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
ConstructionAluminum Siding, Brick
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/9/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,210
Tax Year2024
Assessed Value$208,700
Parcel #11-12-4860-0003-00-4
Source: SparkMLS
Legal Description
LOT 3 MAPLE SHADOWS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ben Stephen
Cressy & Everett Real Estate
Frequently Asked Questions about 1346 Desmond Street, St. Joseph, MI 49085
Which school district serves 1346 Desmond Street, St. Joseph, MI 49085?
Per MLS# 26028462, 1346 Desmond Street, St. Joseph, MI 49085 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26028462, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1346 Desmond Street, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $4,210 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1346 Desmond Street, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1346 Desmond Street, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1346 Desmond Street, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,854
Principal & interest$2,854
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1346 Desmond Street, St. Joseph, MI 49085
View full property history →
Municipality
Lincoln Township
View all listings →
Get email alerts for new listings near 1346 Desmond Street
We'll notify you when something hits the market in Lincoln Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.