Under Contract
1366 Maiden Lane, St. Joseph, MI 49085
$345,000
MLS # 26026078 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,130 sqftBuilt 19720.33 acres
1 / 27
Listing Description
Step onto the sprawling front porch of this beautiful ranch home in the St. Joseph School District. This home offers 3 bedrooms and 2 full baths, including a spacious primary suite with vaulted ceilings, a walk-in closet, and a private bath with convenient laundry. The kitchen opens to the living room and dining area, featuring a wood-burning fireplace. The finished basement offers a large family room and additional storage space. Step outside to a beautiful backyard fully fenced with a brick patio, lighting, and a fire pit area perfect for relaxing or entertaining.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,130 sq ft home built in 1972 sits in Lincoln Township in St. Joseph.
Currently offered at $345,000 (about $162/sq ft).
Estimated annual property tax: $2,975, or about $248 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,130 sqft
Lot Size0.33 acres
Year Built1972
Stories1
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionShingle Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/31/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,975
Tax Year2024
Assessed Value$110,372
Parcel #11-12-4680-0006-00-5
Source: SparkMLS
Legal Description
LOT 6 LANE PARK
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joy Schwarting
Century 21 Affiliated
Frequently Asked Questions about 1366 Maiden Lane, St. Joseph, MI 49085
What school district is 1366 Maiden Lane, St. Joseph, MI 49085 in?
Per MLS# 26026078, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26026078, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026078, the most recent reported annual property tax for 1366 Maiden Lane, St. Joseph, MI 49085 is $2,975 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1366 Maiden Lane, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1366 Maiden Lane, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,238
Principal & interest$2,238
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1366 Maiden Lane, St. Joseph, MI 49085
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Municipality
Lincoln Township
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