For Sale
1375 Catherine Circle, St. Joseph, MI 49085
$435,000
MLS # 26016637 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,199 sqftBuilt 19880.29 acres
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Listing Description
Welcome to this beautiful two-story home in the heart of Stevensville, where small-town charm meets the best of Southwest Michigan living. With 4 bedrooms & 2 1/2 baths, this home offers plenty of space. Fresh paint and brand-new carpet means you can move right in. The floor plan features a formal dining room, living room, and a flexible bonus room that could a home office or additional living space. Head downstairs and let your imagination run wild. The large open basement is a blank canvas for your vision -- a hangout space, the ultimate man cave, or home theater. The possibilities are truly endless. Step outside to the covered porch, the perfect spot to relax, host a gathering, or simply unwind at the end of the day. Minutes from the sandy shores of Lake Michigan, local wineries & shopping. This is more than a home, it's where your next chapter begins! Note: Seller has recently redone the master bathroom and awaiting on a vanity for installation
Source: SparkMLS
About this home
Located in Lincoln Township in St. Joseph, this property offers 4-bedroom, 3-bath, 2,199 sq ft, with original construction dating to 1988.
Listed at $435,000 (about $198/sq ft).
Property tax estimate: $3,820 per year ($318/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,199 sqft
Lot Size0.29 acres
Year Built1988
Stories2
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleTraditional
ConstructionAluminum Siding, Stone
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Storm Sewer
Sale & Financing
Listed6/30/2026
Original Price$450,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,820
Tax Year2024
Assessed Value$143,767
Parcel #11-12-5981-0014-00-1
Source: SparkMLS
Legal Description
LOT 14 THE PINES NO 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jill Golden
Realty Executives Instant Equity
Frequently Asked Questions about 1375 Catherine Circle, St. Joseph, MI 49085
Which school district serves 1375 Catherine Circle, St. Joseph, MI 49085?
Per MLS# 26016637, 1375 Catherine Circle, St. Joseph, MI 49085 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26016637, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1375 Catherine Circle, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,820 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1375 Catherine Circle, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1375 Catherine Circle, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1375 Catherine Circle, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1375 Catherine Circle, St. Joseph, MI 49085
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Municipality
Lincoln Township
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