Under Contract
1386 Deerfield Street, St. Joseph, MI 49085
$515,000
MLS # 26025125 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,490 sqftBuilt 19870.33 acres
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Listing Description
This is a Lovely Brick Ranch home in Lakeshore schools, with 4 bedrooms, 3 full baths, and large open concept kitchen even has new stainless steel appliances, lots of cabinets and Granite countertops. All rooms are large and inviting for family get togethers or parties. The Updated Full lower level has a fireplace, lots of open space and even a full bath with storage galore- complete with a workshop! The 2 water heaters ensure you will not be without hot water. The private beautiful backyard is like an oasis for relaxing and entertaining! The new roof, new appliances, new water heater and furnace make this an easy move in ready home! Make your private showing today so you do not miss out on this amazing Home!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,490 sq ft home built in 1987 sits in Lincoln Township in St. Joseph.
Listed at $515,000 (about $148/sq ft).
Estimated annual property tax: $3,699, or about $308 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,490 sqft
Lot Size0.33 acres
Year Built1987
Stories1
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener, Center Island
Sale & Financing
Listed5/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,699
Tax Year2024
Assessed Value$139,356
Parcel #11-12-1051-0016-00-2
Source: SparkMLS
Legal Description
LOT 16 BUCK CREEK NO 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie A Moneta
Core Real Estate, Inc.
Frequently Asked Questions about 1386 Deerfield Street, St. Joseph, MI 49085
Which school district serves 1386 Deerfield Street, St. Joseph, MI 49085?
Per MLS# 26025125, 1386 Deerfield Street, St. Joseph, MI 49085 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26025125, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1386 Deerfield Street, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,699 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1386 Deerfield Street, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1386 Deerfield Street, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1386 Deerfield Street, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$3,340
Principal & interest$3,340
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1386 Deerfield Street, St. Joseph, MI 49085
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Municipality
Lincoln Township
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