For Sale
1393 Desmond Street, St. Joseph, MI 49085
$440,000
MLS # 26034066 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,289 sqftBuilt 19850.34 acres
1 / 39
Listing Description
5 miles to Silver Beach!!! From poolside afternoons to holiday gatherings, this is a home designed for making memories. Offering over 2,700 square feet of thoughtfully designed living space, this 4-bedroom, 3-bath residence is nestled in one of St. Joseph's most established neighborhoods. The main level features warm hardwood flooring, generous living and dining areas, and an updated kitchen with quartz countertops, custom cabinetry, and plenty of room for gathering. A main-floor bedroom and adjacent full bath provide exceptional flexibility for guests, a home office, or multigenerational living, while the conveniently located main-floor laundry adds everyday convenience. Upstairs, the private primary suite offers a comfortable retreat with an updated bath, while additional bedrooms provide ample space for family and friends. Outside, your backyard oasis awaits with an in-ground pool, expansive patio space, and plenty of room for entertaining, relaxing, and enjoying Michigan summers
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,289 sq ft home built in 1985 sits in Lincoln Township in St. Joseph.
Asking $440,000 (about $192/sq ft).
Property tax estimate: $3,697 per year ($308/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,289 sqft
Lot Size0.34 acres
Year Built1985
Stories2
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleTraditional
ConstructionAluminum Siding, Brick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Storm Sewer
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed7/6/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,697
Tax Year2024
Assessed Value$139,755
Parcel #11-12-4861-0070-00-1
Source: SparkMLS
Legal Description
LOT 70 MAPLE SHADOWS NO 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jamie Kastelic
@properties Christie's International R.E.
Frequently Asked Questions about 1393 Desmond Street, St. Joseph, MI 49085
What school district is 1393 Desmond Street, St. Joseph, MI 49085 in?
Per MLS# 26034066, this property is served by Lakeshore. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26034066, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26034066, the most recent reported annual property tax for 1393 Desmond Street, St. Joseph, MI 49085 is $3,697 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1393 Desmond Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1393 Desmond Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,854
Principal & interest$2,854
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1393 Desmond Street, St. Joseph, MI 49085
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Municipality
Lincoln Township
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