For Sale
1435 Silver Creek Place, St. Joseph, MI 49085
$199,500
MLS # 26019941 (Michigan Regional Information Center (MichRIC))
2 acres
1 / 40
Listing Description
A rare opportunity to build in one of St. Joseph's established neighborhood settings. Tucked at the back of a low traffic cul-de-sac, this approximately 2-acre vacant parcel offers the best of both worlds: a true neighborhood feel with sidewalks, while still providing the privacy, natural beauty, and space that are increasingly hard to find in this area. The lot opens up beautifully toward the back, with mature trees, wooded surroundings, ravine views, and a picturesque creek creating a peaceful backdrop for a future home. Much of the property is surrounded by woods/ravine, offering a natural sense of seclusion while still being surrounded by attractive homes in a desirable residential neighborhood. Located in the Lakeshore School District, this is a fantastic setting for someone looking to build a home without sacrificing privacy or being forced onto a busy road. Parcels of this size and character are exceptionally difficult to find. With this property you don't have to choose
Source: SparkMLS
About this home
Asking $199,500.
Estimated annual property tax: $1,983, or about $165 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size2 acres
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, None
Sale & Financing
Listed5/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,983
Tax Year2025
Assessed Value$43,300
Parcel #11-12-8790-0011-00-4
Source: SparkMLS
Legal Description
LOT 11 WOODCREEK ESTATES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Gretchen Volkenstein
@properties Christie's International R.E.
Frequently Asked Questions about 1435 Silver Creek Place, St. Joseph, MI 49085
What school district is 1435 Silver Creek Place, St. Joseph, MI 49085 in?
Per MLS# 26019941, this property is served by Lakeshore. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26019941, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019941, the most recent reported annual property tax for 1435 Silver Creek Place, St. Joseph, MI 49085 is $1,983 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1435 Silver Creek Place, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1435 Silver Creek Place, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,294
Principal & interest$1,294
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1435 Silver Creek Place, St. Joseph, MI 49085
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Municipality
Lincoln Township
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