Sold
1462 Mulberry Lane, St. Joseph, MI 49085
Sold on 06/05/2026 for$495,000
MLS # 26015046 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,868 sqftBuilt 19840.32 acres
1 / 23
Listing Description
Well maintained warm and cozy custom built 4 bedroom 2.5 home with a finished lower level. Current owners are the only ones to ever occupy it! Oversized rooms and quality construction. The kitchen offers two large pantry areas & an eat-in area along with large formal dining area. Main level has a living room as well as family room. 4 bedrooms above grade with a primary suite! Finished basement makes for a perfect recreation room with a private office also. Attic over garage offers added storage. Pride of ownership shows as the home has been professionally maintained since it was first built. Situated on a large corner lot in a fabulous Lakeshore schools neighborhood. Located within close proximity to Lake Michigan, world class entertainment, recreating, dining & more!!
Source: SparkMLS
About this home
Located in Lincoln Township in St. Joseph, this property offers 4-bedroom, 3-bath, 3,868 sq ft, with original construction dating to 1984.
This home sold for $495,000 (about $128/sq ft).
Property tax estimate: $4,096 per year ($341/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,868 sqft
Lot Size0.32 acres
Year Built1984
Stories2
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorGarage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/12/2026
Sold Date6/4/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,096
Tax Year2025
Assessed Value$154,416
Parcel #11-12-5591-0078-00-1
Source: SparkMLS
Legal Description
LOT 78 OAK TERRACE NO 3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dayna N Black Kozminski
@properties Christie's International R.E.
Frequently Asked Questions about 1462 Mulberry Lane, St. Joseph, MI 49085
Which school district serves 1462 Mulberry Lane, St. Joseph, MI 49085?
Per MLS# 26015046, 1462 Mulberry Lane, St. Joseph, MI 49085 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
What financing options are available for 1462 Mulberry Lane, St. Joseph, MI 49085?
Per MLS# 26015046, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1462 Mulberry Lane, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $4,096 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1462 Mulberry Lane, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1462 Mulberry Lane, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1462 Mulberry Lane, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$3,237
Principal & interest$3,237
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1462 Mulberry Lane, St. Joseph, MI 49085
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Municipality
Lincoln Township
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