For Sale
1555 Cardinal Drive, St. Joseph, MI 49085
$895,000
MLS # 26036924 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,603 sqftBuilt 19843.24 acres
1 / 44
Listing Description
Beautiful familyfriendly estate on 3.24 wooded acres in St. Joseph's Cardinal Drive neighborhood. This spacious 4bed, 2.5bath ranch offers comfortable living with a finished basement featuring a soundproof rec room, theaterstyle surround sound, and a second kitchen perfect for gatherings. Outdoors, enjoy an inground heated pool, tennis/pickleball court, 4square, shuffleboard, and a 1200 sq ft heated/cooled pole barn designed as a pool house. The yard includes full surround sound and offers exceptional privacy with no backyard neighbors. A true retreat built for fun, relaxation, and making memories.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,603 sq ft home in Lincoln Township in St. Joseph built in 1984.
Listed at $895,000 (about $344/sq ft).
Estimated annual property tax: $6,374, or about $531 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,603 sqft
Lot Size3.24 acres
Year Built1984
Stories1
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleRanch
ConstructionBrick, Stucco
BasementCrawl Space, Full
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Central Vacuum, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/16/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,374
Tax Year2025
Assessed Value$230,853
Parcel #11-12-0014-0036-07-1
Source: SparkMLS
Legal Description
COM 190' S89DEG23'W OF SW COR BROOKSIDE SUB SEC 14 T5S R19W TH S51DEG58'36''W 108.64' TH S89DEG23'W 387.55' TH N00DEG20'53
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 17, 2026
Listed for sale
$895,000
More Homes in Lincoln Township
Listed by Brent Hawks
Keller Williams Realty Swm
Frequently Asked Questions about 1555 Cardinal Drive, St. Joseph, MI 49085
Which school district serves 1555 Cardinal Drive, St. Joseph, MI 49085?
Per MLS# 26036924, 1555 Cardinal Drive, St. Joseph, MI 49085 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26036924, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1555 Cardinal Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $6,374 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1555 Cardinal Drive, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1555 Cardinal Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1555 Cardinal Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$5,805
Principal & interest$5,805
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1555 Cardinal Drive, St. Joseph, MI 49085
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Municipality
Lincoln Township
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