Sold
1603 N 5th Street, Niles, MI 49120
Sold on 07/20/2026 for$165,000
MLS # 26021078 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,958 sqftBuilt 19240.42 acres
1 / 29
Listing Description
Nice ranch 2 bedrooms, 2 full baths home on the skirts of Niles. All windows has been replaced! good size kitchen, stove and refrigerator, dining room, huge yard. Laundry room on main floor, large master bedroom suite with walk-in closet. Very cozy. 1260 SqFt. A lot of home for the money. Garage doesn't hold any value. Please call your favorite realtor for an appointment today!!
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,958 sq ft home built in 1924 sits in Niles in Niles.
Final sale price: $165,000 (about $84/sq ft).
Estimated annual property tax: $1,027, or about $86 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,958 sqft
Lot Size0.42 acres
Year Built1924
Stories1
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleRanch
ConstructionVinyl Siding, Other
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Pantry
Sale & Financing
Listed5/7/2026
Sold Date7/19/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$9,794
Source: SparkMLS
Tax Information
Annual Tax$1,027
Tax Year2024
Assessed Value$27,586
Parcel #11-71-5460-0038-00-0
Source: SparkMLS
Legal Description
LOT 38 SUPERVISOR'S PLAT NO 7 CITY OF NILES ALSO PT OF LOT 36 SD SUB DES AS COM AT NE COR LOT 38 TH N89DEG 53'16'' E 99' S22DEG46'01' W 75' NWLY 99' TO SE COR LOT 38 TH NELY ON ELY LN OF LOT 38 TO NE COR OF LOT 38 & POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAPrice & Status History
Jul 20, 2026
Sale recorded
$165,000
May 8, 2026
Listed for sale
$162,500
More Homes in Niles
Listed by Maria Panama
Coldwell Banker Anchor R.E.
Frequently Asked Questions about 1603 N 5th Street, Niles, MI 49120
What school district is 1603 N 5th Street, Niles, MI 49120 in?
Per MLS# 26021078, this property is served by Niles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26021078, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021078, the most recent reported annual property tax for 1603 N 5th Street, Niles, MI 49120 is $1,027 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1603 N 5th Street, Niles, MI 49120 eligible for USDA financing?
Per USDA Rural Development boundary data, 1603 N 5th Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1603 N 5th Street, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,054
Principal & interest$1,054
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1603 N 5th Street, Niles, MI 49120
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Municipality
Niles
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